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The first four good reasons why we don't make sound financial decisions Pt 1 The first four good reasons why we don't make sound financial decisions Pt 1 The first four good reasons why we don't make sound financial decisions Pt 1

by Christopher Zinn

Lists were usually regarded as boring documents when I was growing up but now they are a basis of a whole new school of journalism, such as eight reasons you make bad financial decisions.

Retirement incomes need to be about certainty, politics is about uncertainty so where does advice come in Retirement incomes need to be about certainty, politics is about uncertainty so where does advice come in Retirement incomes need to be about certainty, politics is about uncertainty so where…

by Christopher Zinn

Normally when anyone stands to lose something in the political game of who-gets-what they make a fuss, sometimes out of all proportion to the perceived forfeit. Yet the 325,000 older Australians who stand to lose part or all of their pension…

Some of the reasons we make poor financial decisions - even when we may have a financial adviser Some of the reasons we make poor financial decisions - even when we may have a financial adviser Some of the reasons we make poor financial decisions - even when we may have a…

by Christopher Zinn & World Bank

There are many excuses we can come up for not making ‘optimal’ decisions around our financial lives. It’s too complex, too emotional or I’m too busy all get a good work out. But if you want to see a brilliant summary of the questions and some…

What the Magna Carta, the new intention economy and financial services have in common What the Magna Carta, the new intention economy and financial services have in common What the Magna Carta, the new intention economy and financial services have in common

by Christopher Zinn

Today we can rightly be reminded of two consumer revolutions, one 800 years ago and the other happening now, which have shaped and will also create very different markets… including that for financial advice and for financial planners.

Ask an Adviser - Superannuation and Fees Ask an Adviser - Superannuation and Fees Ask an Adviser - Superannuation and Fees

by Daryl Dixon

I am in my late 50s and will be retiring from Australia Post at some stage. As such, my question is, with the APSS (defined benefit) super scheme I can leave my benefit with them and draw a monthly pension. I'm told apart from a very small admin…

The Necessity of Life Insurance The Necessity of Life Insurance The Necessity of Life Insurance

by Christopher Zinn

After all the bad news about life insurance and advisers, it’s good to hear at least one story where having an adviser attached to the policy made all the difference.

Sentiment Falls Further Sentiment Falls Further Sentiment Falls Further

by Angus Woods

It was a week that saw some of our major financial institutions brandished with the wooden spoon and forced to apologise to their metaphoric mother. Unfortunately, sentiment couldn’t fall any further in financial planning with all major consumer…

A Reminder - The Fallout from 2008 A Reminder - The Fallout from 2008 A Reminder - The Fallout from 2008

by Angus Woods

It was September 2007, and I had just strapped myself into the CFO chair at Virgin Money. For the last few weeks, some alarming mortgage numbers had danced, or more aptly, trudged across my desk shouting the words “we’re screwed” – this is a quick…

Super Plans Underline Need For Advice While Senate Hearings Hit Confidence Super Plans Underline Need For Advice While Senate Hearings Hit Confidence Super Plans Underline Need For Advice While Senate Hearings Hit Confidence

by Christopher Zinn

It’s perhaps no coincidence that as a Senate committee unearthed yet more shortcomings around financial advice some consumers would be spooked by proposed changes to super and negative gearing.