Ask an Adviser - Superannuation and Fees

I am in my late 50s and will be retiring from Australia Post at some stage. As such, my question is, with the APSS (defined benefit) super scheme I can leave my benefit with them and draw a monthly pension. I'm told apart from a very small admin fee, app $250/year, there are NO other fees /charges for management of my funds. This is a great saving annually, Is this true? As other funds I'm considering charge nearly 1 percent. The difference is APSS seems to be inflexible and void of advice. An adviser offering full service using a choice of AMP funds for example offers more of course. So, an adviser & AMP would cost app $8000 pa. Question of interest remains - Does the APSS charge fees? Regards