Financial Advice After Being Medically Retired

I'm a 40 year old single female (one 16 year old child) who has just been medically retired and have an ongoing compensable claim through Comcare. My mortgage is now extremely hard to pay due to the compensation payments not being as much as my salary was. I have been told I will pay approximately 40k in taxes to get my super early, but I need to lower my mortgage payments. Is there any other way around this? I don't have perm incapacity insurance with my super fund (Hesta). I'm not entitled to any Centrelink payments either.