Top answers this month
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Ask an Adviser - What To Do With a Growing Super Pension Account
I'm 70 and retired. Despite enforced monthly withdrawals, my Super pension account balance has been steadily rising. Should I use any future monthly increase to grow my account balance or should I withdraw the gain and place the funds in my mortgage offset account? Alternatively, would I be better off using the gain to pay down my 680K mortgage?
Kevin Malcolm
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Ask an Adviser - Investing With Your Ethics
What constitutes an ethical investment? Is there a set of rules for something to be considered ethical? Can a financial adviser help with this?
Darren Johns
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Ask an Adviser - Financial Advice And The Elderly
I am currently trying to sort out most of my elderly mother’s financial dealings. She is quite badly affected by dementia. Am I able to engage a financial adviser on her behalf and make decisions for her? Does she need to come to any meetings or sign forms to let me do this?
Amanda Cassar
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Ask an Adviser - Is a Self Managed Super Fund Right For Me?
I'm 45 with $170,000 in super. Should I get an SMSF? I've heard that they are better because you don't have to pay fees to one of the big institutions and you have more flexibility in terms of where your money is invested. But with the new super rules that keep being talked about in the news, what is best? Industry, Retail or SMSF? And what are my tax breaks now? Are there any anymore changes coming? Very confused...
Yosha Steeghs