Top answers this month
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Ask an Adviser - Investing on Behalf of Grandchildren
I want to invest for 5 grandchildren, who are all under 7 currently. I want a 'low' cost option that will give consistent returns over the long run. I anticipate funds could be available for their education, maybe to buy a car or to help them in some other milestone event, perhaps even travel.
PJ Patterson
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Ask an Adviser - Should I Put My Savings Into Super or a Term Deposit
Sue from Bridgewater in Tasmania asks - "If I had $10,000.00 should I put it into Super (I am 58) or should I put it into a term deposit? I know I would get a better return from super but is it safe? Are there other options?"
Conaill Keniry
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Ask an Adviser - Capped Fee Structures for Super Funds
I have $3.5m in our SMSF and want to roll these funds into an Industry fund. On this amount most, funds charge at least $35000 pa (1%). Are you aware of any funds with a capped fee structure or any better options? Leo in Canberra, ACT
Pj Roghanchi
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Ask an Adviser - Creating a Basic Budget
How do I go about creating a basic budget? Should I look at my budget spending over a week, a month, a year, or my pay period? When I've created budgets in the past I've gotten very granular, and then it seems like so much information it is difficult to find ways or places to cut back... How can this be simplified? And in terms of sticking to a budget, do you have any recommendations for how to do this?
Ronald Pratap