Ask an Adviser - Should We Wait For Conditions To Improve Before Changing Our Investment Strategy?

My wife and I are self funded retirees and we derive our income from our AustralianSuper Choice Income Pension Accounts. In 2016, the Fund’s Financial Advisor advised us to each invest 50/50 in their Conservative Balanced and Diversified Fixed Interest options. As conservative investors, would we be better served reviewing the current strategy when conditions improve and spread our account balances across an investment mix that offers a balance of both security and modest income growth. We’re also considering utilising AustralianSuper’s Bucket strategy if we proceed with any change recommended. John and Mary from Berry, NSW