"Phil was calm and considered in his advice and showed empathy to my situation."

"I have been going to see Phil for financial advice for many years. I’ve needed advice while working and then moving into retirement. Phil has always steered me in the right direction and his advice has been invaluable to me."

"Phil is incredibly personable and very clear with his information. He allowed me to ask questions and was able to easily explain the areas in which I was confused. I truly felt empowered after our conversation and much more comfortable with my finances."

"We felt very comfortable with our discussions with Phil. The zoom conference was thorough and gave us confidence in moving forward with the understanding we required for our financial trajectory. Would recommend Phil’s services for anyone needing to get their heads around their financial circumstances now and into the future."

"We visit Phil regularly for a Financial Checkup. The time spent is invaluable in helping us think through our objectives. Phil’s ideas are clearly articulated and obviously based on a thorough appreciation of our situation and needs. His knowledge and experience is extensive and we always look forward to our meetings. We would have no hesitation in recommending his services."

"Was referred to Phil by a good friend so confidence was high to begin with.

Found Phil to be easy to engage with and walked away with a decent sense of direction and "what next"...this was fairly 'high level' but that made sense as a "first step" in our pathway to retirement. Would be happy to recommend to others and will definitely seek Phil out again when we feel the time is right for a check-in."

"Phil's communication prior to our face to face appointment was excellent allowing us to provide comprehensive details of our financial situation before sitting down with him to review everything. Based on the information we had supplied, Phil had prepared an excellent, easy to understand projection of our finances for retirement and after listening to our plans, gave us detailed suggestions based on everything before him whilst considering our wants for retirement."

"Phil was great. His independence meant he provided advice tailored to my circumstances. His communication was clear and simple and he didn't recommend anything he didn't think suited my circumstances."

"Phil is a very well spoken professional with the relevant experience and knowledge to back up his suggestions/statements. His advice has given me concrete confidence in my financial decisions."

"Phil have a detailed and easy to understand review. He explained clearly future budgets and savings and future retirement plans"