"We had a general financial check up with Phil and it gave us confidence about our next steps to manage our finances. Phil communicated very clearly and provide us with practical strategies to manage debt and increase our wealth in time for retirement. Highly recommended."

"Phil went out of his way to find time to see us in when we were in need of independent financial advice about housing, super, budgets and life expenses. His advice was concise, clear and his manner was understanding and supportive. He is the best planner I’ve ever experienced. I couldn’t recommend him more highly."

"We met with Phil to discuss my Mum’s financial options in retirement and downsizing. Phil had prepared analysis of a number of options before our appointment. He explained these clearly and gave appropriate recommendations with sound reasoning. Mum feels much more confident choosing a pathway forward. Phil was professional, kind, and reassuring, and we benefited greatly from his advice - far more than the fee charged."

"Phil communicates very clearly and his service has been spot-on for our needs and circumstances as they have changed over time."

"I first contacted Phil in 2024 and from this first contact until our first consultation in early 2025, I have been very impressed with (and assured by) the quality financial information he has provided. During our first meeting, I found him to be very thorough (and understandable) in working through my current situation and impending retirement."

"Phil is a fantastic adviser. He broke down complex concepts into understandable insights, was generous with his time, and provided a clear pathway forward for our financial future."

"Great discussion with Phil. Really appreciated his level-headed advice, taking into account broader life circumstances."

"Phil made it easy to understand my financial position and gave me some great advice. I walked out after my appointment feeling lighter than I had in months. Highly recommend Phil and his services. Thank you."

"Phil was recommended by a long time friend who spoke very highly of his financial planning servicrs. He was able to provide well thought through advice after listening to us about our position and goals and gave a summary of our position and easy to understand financial strategies which was very helpful."

"Very impressed with our initial meeting with Phil and Emma. Scenarios were prepared in advance from the information we had provided and tweaked along the way. Our questions were answered and there were no high pressure sales tactics. Reaffirmed our decision to go with an independent financial adviser."