Scott Malcolm

Alex

"I have been taking Scott's advice for around 13-years. I find him ethical and have always felt that he is in synch with my perspective about the need to set one's life goals and then see how to structure one's income and assets to deliver those. In my most recent appointment I set out six questions I needed guidance to help answer and we got to the end in exactly the time allocated. "

Tom

"Scott has given me advice in areas including loan products, self managed super funds and managing debt. Scott was able to explain things to me in a clear way. HIGHLY RECOMMEND SCOTT as a first point of contact for all things Money! "

Ian

"We found Scott to be very helpful from the initial phone call through to yesterday's excellent session in his office. We were seeking expert advice to confirm our proposed retirement strategies were sound. We left feeling highly confident of our financial future."

Wendy

"I have been working with Scott for many years now and he has an ability to focus on our life goals and help us realise them. Scott has been able to explain complex issues so that we understand them. Scott is always available to provide advice and guidance. My husband and I totally trust Scott to look after our best interests. Scott is very personable and we have referred friends and family to him. I would have absolutely no reservations about recommending Scott to anyone who wants a trustworthy and honest financial adviser."

Bryce

"Very pleased with first appointment - Scott presented as much more informed, responsive and trustworthy than other financial advisers encountered over the years. "

Jessica

"Scott has given my husband and I excellent advice over the last nine months in areas including income and budgeting, superannuation funds and managing investments. Having recently become an independent consultant operating internationally, there have been several challenges to navigate which he has helped seamlessly with. His technical expertise are broad reaching as are his networks. Scott was always able to explain matters to us in a clear way, making complex ideas accessible and never intimidating. His friendly manner makes all the difference. It has changed the way we manage our finances dramatically in a short time.""

Liana

"Scott genuinely cares. This is what sets him apart from other financial advisors. He takes all of your circumstances, thorns and all, and gives you honest, possible alternatives that give you a number of scenarios for what will work best for your circumstance. I've already recommended him to a number of family and friends. Give him a call!"

Stephen

"Both my wife and I wanted a clear strategic financial overview to guide our plans for superannuation, property purchase and dealing with inheritances, combined with clarity about future financial options. I found Scott extremely helpful - I even understand the latest superannuation changes now!"

Carla

"We consider Scott our go-to resource before we make major financial decisions. He listens closely to our questions and applies his expertise in giving sensible, easy to understand advice. We are confident in applying his advice to our decision making. He is also very personable and a pleasure to deal with. We highly recommend Scott to our friends and family."

Tait

"Scott has given me advice on setting up a Self Managed Super Fund including purchasing property and developing an investment strategy. Scot spent many hours explaining the ins and outs of the fund, simplifying complex structures, and ultimately guided us through the entire process. Scott genuinely cares and goes above and beyond in making sure the solution is right for what I need. "

Rod

"Scott is excellent, very responsive and professional. Makes everything EASY!"

David

"Very personable. He treated us as individuals. He was very down-to-earth and gave us clear explanations. He saw immediate potential for improvement in our situation and gave us some tangible actions at the meeting and in the follow-up. I really appreciated that he is not judgemental of our situation or values etc."

Connie

"Scott is very professional in service and advising clients. He listens to the client and answers queries in a comprehensive and precise manner. Would highly recommend him."

Elizabeth

"Professional and friendly, good service."

carmel

"Scott was extremely friendly and helpful. His advice was very reassuring during a time of great potential change to my working life and impending retirement. I greatly valued the knowledge and expertise he offered on our first meeting and will certainly return for further advice regarding retirement planning. Scott came highly recommended and I'd certainly recommend him highly to anyone seeking financial advice and money management. "

Jane

"Scott is friendly, knowledgeable and, most importantly for me, gives real world advice. He's the exact opposite of the cliched 'finance guy' - he's understanding, empowering and encouraging and has helped me understand money, take control of what i have and try to grow it in a way that works with the sort of person I am. He takes a very holistic approach to finance management. He's fantastic."

Kathryn

"Fabulous, empathetic and extremely well informed. Scott is the perfect person to help you make stressful decisions but simplifying the process of understanding your options and how each would pan out if chosen. Can't recommend him highly enough. "

Diane

"I find Scott's help very clear and informative. He looks at every possibility and gives a very clear and understanderble explanation of all aspects of the process."

Jason

"Scott is very knowledgable and helpful. He does a very good job explaining things that may be hard to understand for less savvy or financially inclined people. He is very easy to talk to and is very understanding and relatable."

Robyn

"Scott's personal style helps me focus on what I most want for the coming years and how I can make that happen."

Jane

"Scott is an excellent adviser - knowledgeable, personable and genuinely committed to doing his best fit the client. Would recommend him to others. "

Nicholas

"Good adviser - would recommend! Provides useful information in an accessible way. "

Caroline

"Scott was exceptional to deal with. His advice was accurate and timely and he was able to work with areas where i had detailed information and areas that my information was very high level. Friendly, professional and trusted, I would have no hesitation recommending Scott."

Jane

"Friendly, professional advice. I consider myself to be somewhat financially naive but Scott made it clear that no question was inappropriate and I was encouraged to be an active participant in the session. Scott definitely set a very comfortable environment."

Mark

"10 out 10 advice in terms of clarity, vision, direction and satisfaction. "

Louise

"Scott understood well where i was in life, what my goals were and how to best plan for my future. he explained things in a way that was easy for me to understand, and i walked away feeling confident understanding the position i'm in ,where i want to go, and what i need to do. "

Robert

"Scott is very professional and always provides us with options to suit our financial situation. His thorough understanding of the defined benefits super schemes is an advantage and reassuring. Scott always follows up consultations in writing detailing the discussion, summary and outcome. Robert 2615"

s

"Professional, clear advice."

Stuart

"I would highly recommend Scott to anyone looking for a financial advisor."

Glenn

"Scott's financial knowledge, enthusiasm, listening skills, product and general life knowledge provided us with a reassurance that he 'knows his stuff' - he listened to us and we felt heard."

Elly

"Scott and I covered a lot of ground in our 90 minute session. We discussed many different scenarios, topics, angles and strategies - and the summary that he provided to me post meeting was incredibly well structured and detailed without being overwhelming. I also appreciated his focus on client self-education as he provided a number of external company links and tools for me to explore and learn more on my own. "

Cherry

"I was well prepared for this visit, thanks to the information received by Scott prior to the meeting. I came away from the meeting with all my questions answered and a solid strategy which I have started implementing. Scott welcomed any questions I might have after I have had time to sift through the information given. I can't fault that for value plus service. I consider this money well spent. "

Andrew

"Clear and friendly understanding of my requirements and circumstances"

Timothy

"I found Scott very good to deal with. He was able to target information to my particular needs. He also explained options in a very clear and easily understood way."

D

"Scott was professional, responsive, and provided comprehensive and well explained advice."

Mark

"We appreciated Scott's candid approach and focus on our objectives which resulted in really helpful advice. "

Elizabeth

"Very happy with Scott-great advice"

Melanie

"Scott can explain complex issues in terms everyone can understand, and with a great sense of personal engagement and understanding."

Matt

"I am happy to recommend Scott to my friends and colleagues His considered approach and advice has helped me cut six years off time to my retirement, and will continue to do so with our current investment strategy."

Libby

"Scott always makes me feel like a valued client. His approach is friendly yet still highly professional and he explains things in easy to understand language."

Sue

"Scott communicated very well with us. We started off having little understanding and Scott very patiently went over the details of our situation until we did understand and could contribute to our own decision making. His manner was very supportive and no question was a stupid question. We appreciated the effort Scott went to to understand our situation which was quite complex. "

George

"Scott is an exceptional individual who instills absolute confidence within his clients in their financial goals and desires. Scott provides clarity to situations that can be easily overwhelming as well as professional support to see through the financial fog you may find yourself in. I highly recommend Scott as a financial asset to any individual whether it's retirement, investments or simply budgeting to reach a desired goal. Scott is a champion in his feild."

Jutta

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Mick

"Outstanding. Scotty listened carefully to our financial goals and planning approach. His expert advice not only took our planning to the next level, but also provided us with assurance and confidence where we needed it."

Jamie

"Excellent adviser - was extremely knowledgeable about Commonwealth Government defined benefit schemes and how to maximise their value. "

Jane

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Brenda

"Great easy to understand advice!"

Rosie

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Catherine

"Scott was very knowable and spoke to my husband and I in terms that we totally understood. We did not at any time feel that Scott was not focussed on our situation. We left the meeting with a positive attitude and had a complete understanding of what was being discussed."

Jason

"Scott is straight up, on it, and solutions focused. Exactly the type of advisor we need. I happily recommend him to people seeking financial advice. "

Ian

"Scott speaks in a manner easily understood by ordinary people. He provides prompt answers to enquiries and keeps us updated regularly. "

Scott's response
“Thanks Ian - appreciate the feedback and happy to be of service! - Scott"
16 Jul 2015

Lynda

"I have been Scott's client for over 10 years. He has always given his best and I highly recommend him to anyone looking for a caring, honest, highly knowledgeable, reliable and professional advisor. Lynda 2607"

Scott's response
“Thanks Lynda is has been a pleasure to work with you over the years! - Scott"
16 Jul 2015

Sharon

"Scott has been my advisor for about 5 years. He explains everything in a way that I can fully comprehend the strategies we agree on for my portfolio, he is respectful of my needs and life goals, he always responds to my requests in a timely manner. I travel a lot and live interstate from Scott's office and we have always managed a successful advisory relationship via phone and email with few face to face appointments.I would highly recommend Scott for his service and advice. "

Jenny

"Scott has been great! Easy to deal with and available whenever we need advice. Highly recommend Scott as an advisor."

Emily

"Scott has been amazing to work with. He empowers us to understand, control and improve our finances - he helps make things accessible and not at all daunting. "

Simon

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Eric

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Bronwyn

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Jon

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Rachel

"I have recommended Scott to so many friends and colleagues because he is the only advisor I have ever met that explains financial jargon in plain English and takes a holistic approach to advising taking in to account my current and future personal and professional plans in to consideration so never tries to convince me of anything I don't need. The many people I know who have also seen Scott say exactly the same thing. "

Bricet

"Scott is personable, knowledgeable, and interested in his clients. Scott asks us about our life goals, advises us about how to meet them, and explains financial matters well and in detail. He is very patient in explaining things as often as we need it, so we understand them fully. "

Jane

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