Positive
Reviews above 3.0 stars
Negative
Reviews below 3.0 stars
Average
Average of all reviews
Reviews
Total number of reviews
Reviewer opinions
Authored by me:
Reviews
4.6
out of 5 starsPeter and Robin
56-65 years old"As new clients, we are excited with this new relationship in regards to investing and cash flow management. PJ is our first ever experience with an financial adviser as we have in the past always made our own decisions. As we are getting older our financial situation needed to change in a new direction and PJ came highly recommended by a relative. Peter and Robin 2756."
29 Mar 2020David
46-55 years old"PJ has provided us with comprehensive and well reasoned advice. He is able to answer all of our queries and provided us with a detailed and clear plan. I would not hesitate to recommend him to anyone"
19 Mar 2020Teegan
35-45 years old""My husband and I have been working with PJ now for over a year, PJ has helped us with our self managed super fund, property developments and getting our money right. PJ makes everything simple and easy to understand""
06 Mar 2020Peter
46-55 years old"PJ has provided me with the advice I needed at a time when I needed to make important financial decisions. I truly value this advice and I won't hesitate putting this advice into practice. "
24 Feb 2020Rohit
46-55 years old"PJ is always available in need. His clear and sound understanding of money, investment and taxation matters has helped us in clearing many doubts. We are fully satisfied with his professional advice(s) on variety of topics."
03 Oct 2019Brendon
35-45 years old""PJ has given me advice in areas including loan products, self managed super funds and managing debt. PJ was usually able to explain things to me in a clear way. Through PJ's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received PJ's full care and attention when I needed it.""
02 Oct 2019Videos
My Expertise
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Borrowing
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Budgeting
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Cashflow & Income
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Complex Investments
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COVID-19 Early Super Access
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COVID-19 Early Super Access PRO BONO
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COVID-19 Financial Hardship
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Expat Finance
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Growing Assets
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Insurance & Protection
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Managing Debt
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Property Investment
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Redundancy
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Self Managed Super Funds
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Shares & Investments
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Small Business Advice
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Superannuation
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Tax Strategies
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Wills & Estate
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Women's Finance
Key information
- Adviser rating
- Platinum
- Years Experience
- 14 Years
- Highest qualification
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Bachelor of Economics
- Industry Memberships
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0 total
- Address
- Level 2 619 Pacific Highway
St Leonards, NSW, 2065 - Location
Like to know more?
I'm committed to providing quality service and meeting your needs.
Ownership Structure
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Company
Keystone Financial
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Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold. The licensee plays an important role in ensuring that your adviser is acting in your best interests. Check out your adviser’s licensee
Intrepid Business Solutions Pty Limited
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Licensee owned by
INTREPID BUSINESS SOLUTIONS PTY LIMITED
My Qualifications
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Diploma of Financial Services (2008)
Level of Qualification: Level 5 - Diploma
Institution: MLC Limited
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Bachelor of Economics (1993)
Level of Qualification: Level 7 - Bachelor Degree
Institution: Creighton University
My Memberships
My Fees
- Personal Advice
- N/A
- Ongoing Advice
- N/A
- Details
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N/A
Like to know more?
I'm committed to providing quality service and meeting your needs.
Top skills rated by customers
Peter and Robin
56-65 years old"As new clients, we are excited with this new relationship in regards to investing and cash flow management. PJ is our first ever experience with an financial adviser as we have in the past always made our own decisions. As we are getting older our financial situation needed to change in a new direction and PJ came highly recommended by a relative. Peter and Robin 2756."
29 Mar 2020Customer opinions
David
46-55 years old"PJ has provided us with comprehensive and well reasoned advice. He is able to answer all of our queries and provided us with a detailed and clear plan. I would not hesitate to recommend him to anyone"
19 Mar 2020Customer opinions
Teegan
35-45 years old""My husband and I have been working with PJ now for over a year, PJ has helped us with our self managed super fund, property developments and getting our money right. PJ makes everything simple and easy to understand""
06 Mar 2020Customer opinions
Peter
46-55 years old"PJ has provided me with the advice I needed at a time when I needed to make important financial decisions. I truly value this advice and I won't hesitate putting this advice into practice. "
24 Feb 2020Customer opinions
Rohit
46-55 years old"PJ is always available in need. His clear and sound understanding of money, investment and taxation matters has helped us in clearing many doubts. We are fully satisfied with his professional advice(s) on variety of topics."
03 Oct 2019Customer opinions
Brendon
35-45 years old""PJ has given me advice in areas including loan products, self managed super funds and managing debt. PJ was usually able to explain things to me in a clear way. Through PJ's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received PJ's full care and attention when I needed it.""
02 Oct 2019Customer opinions
Terry
56-65 years old"I found PJ most helpful in accessing a loan. PJ has great ideas about which lender to use and was helpful in completing relevant documentation. I had rather difficult loan issues, PJ was wonderful in navigating calmly through all issues, also extremely helpful and patient. I would highly recommend PJ and his staff."
30 Sep 2019Customer opinions
Mark
56-65 years old"PJ has given me advice in areas including loan products, self managed super funds and managing debt. PJ was usually able to explain things to me in a clear way. Through PJ's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received PJ's full care and attention when I needed it."
23 Sep 2019Customer opinions
Donna
46-55 years old"PJ jumps on any queries snd responds promptly. PJ is always patient when we aren't clear and is happy to break down any concerns we have, working through and explaining things well. His use of video to respond is particularly helpful. "
23 Sep 2019Customer opinions
Charles
56-65 years old"PJ helped us obtain a mortgage in the context of a complex property development and was very patient and diligent in providing valued advice to us, and exploring and obtaining a good lender, and in reaching a successful outcome. I would recommend him to others and have already done so. He was always prompt in his responses to our requests for help and advice. I and my family are grateful to him for what he has done for us."
22 Sep 2019Customer opinions
Paula
46-55 years old"PJ has always encouraged us to think outside the box, perhaps away from our comfort zone and the result has changed us. We are much more confident in dealing with investing, self-managed super funds and securing our future. He is always available if we have questions and is able to answer our questions in a language we understand. "
22 Sep 2019Customer opinions
David
46-55 years old"PJ has provided the capacity for us to invest overseas and with local fixed interest investments to minimise risk. His advice hasn’t been run of the mill either, instead playing for the long game on global databases cycles. I have forwarded his video updates to associates whom I’ve thought may be interested to seek a personalised investment plan or financial advice as they often make interesting viewing. "
21 Sep 2019Customer opinions
Marilyn
65+ years old"pJ has given advice in self managed supper funds and PJ was able to explain things to me in a clear way. I feel very confident that the advice given by PJ was right for my needs. I usually receive PJ’s full care and intention when needed."
21 Sep 2019Customer opinions
Ralph
56-65 years old"PJ took on the task of transferring a debt of about $1.5m for a land development from a third tier lender at a high rate of interest to a first tier bank at usual home loan rates. In this case there was an added complication of working with two independent borrowers whose loans had to be coordinated to terminate together. PJ and his team gave unrelenting professional commitment to the task and they were crucial to the successful outcome. This is the second project we have asked PJ to help us with, and he will be the first person I turn to for a next project."
17 Sep 2019Customer opinions
Pam
56-65 years old"PJ assisted my siblings and I in looking at options to organise the bond required for my mum's entry into an aged care facility. The option we went with was explained very clearly in layman's terms by PJ and he ensured we all had full understanding of what we were entering into. His communication, availability, expertise and guidance during this difficult time was excellent and so appreciated. "
13 Sep 2019Customer opinions
Ian
65+ years old"PJ has given me great support and advice on self managed super funds. Through his experience and knowledge, I feel very confident that the advice given best suits my needs. PJ is generally available to provide full care and attention when I've needed it."
12 Sep 2019Customer opinions
David
56-65 years old"I have known PJ for several years now, he was recommended by a couple of friends. In this time I have found him very helpful and can offer options re finances and investments."
12 Sep 2019Customer opinions
Karen
35-45 years old"PJ has been very patient with both my husband and I in helping us understand our super, SMSF, mortgage and insurances. He is outstanding in his field and we have received the care and attention we needed to make the right decisions for our present and future."
12 Sep 2019Customer opinions
Gail
56-65 years old"PJ has been my financial advice for over 3 years however I have known him for over a decade. He has given me advice in areas including loan products and my self managed super fund. PJ was usually able to explain things to me in a clear way, generally the short comings at my end. Based on PJ's knowledge and experience, I feel very confident that the advice given was right for my needs. I always receive PJ's full care and attention when I needed it."
12 Sep 2019Customer opinions
Mark
46-55 years old"I have had PJ look after myself for a number of years now. During this time I have been completely satisfied with his service and guidance, and whenever required, even at short notice, been able to arrange a face to face meeting with him to discuss important issues. Having a self managed super fund, the advice received from PJ with situations arising in global markets has stood me in a sound position to minimise any 'bumps in the road'. Thanks PJ."
12 Sep 2019Customer opinions
Narayan
46-55 years old"PJ has given me advice in self managed super fund and managing it very professionally."
11 Sep 2019Customer opinions
Andre
56-65 years old"My relationship with PJ started when I commenced my property investment journey and he has not only taken care of all my loan applications and obtained excellent deals, but his knowledge and experience with both the property and share market has provided me with guidance and support when purchasing properties and personal shares. PJ now also manages my SMSF and is doing a great job taking care of all the admin and regulatory requirements whilst promoting sound investment strategies. He is always available to communicate and responds quickly to any changes that could benefit me. "
11 Sep 2019Customer opinions
Clare
56-65 years old"PJ came up with a creative solution that enabled us to exit successfully from a costly finance arrangement for a $7 million property development. He also kept us informed and chased us and the lender as needed until the day it settled. He knows how to get things done! "
11 Sep 2019Customer opinions
Jon
46-55 years old"PJ has been assisting me with my financial needs and wealth growth for 15 years and I'm very happy. Recently I've established a SMSF which he manages and I'm very happy with both the results and his level of communication. If I need any advice he is quick to respond "
02 Jun 2019Customer opinions
Judi
65+ years old"PJ has, without hesitation, given his time and sound advice to myself and my two sons. This advice covers a diverse range of investments held in my own self managed super fund. PJ takes queries seriously and acts on them immediately. I am constantly most grateful for his diligence and sound advice. He has very adequately discussed and advised my sons on matters regarding personal investing, starting a small business and career advice."
28 May 2019Customer opinions
Marilyn
65+ years old"PJ has given me advice as required."
25 May 2019Customer opinions
Marina
35-45 years old"PJ has given my partner and advice in many different areas, just to name a few, creating a SMSF, Loan products, and investing in Shares. PJ, gives you his complete attention and speaks very clearly and ensures you understand him and the advice he provides. My partner and I feel confident that the advice given is right for our needs. Thanks PJ"
25 May 2019Customer opinions
Darren
35-45 years old"P.J's extensive knowledge of market conditions is brilliant. His friendly approach to my investment strategies is refreshing. He really wants me to succeed in my wealth creation and often keeps me focused. I would recommend his business to anyone looking for a wise path through these forever changing markets we are experiencing. His ability to break things down to easy everyday terms makes P.J very clear to understand and comprehend. "
24 May 2019Customer opinions
G
35-45 years old"PJ explains things clearly and in easy to understand ways for people who are not in the financial area or are not fully appraised of newer areas such as SMSFs or planning for retirement and share management. "
23 May 2019Customer opinions
Simon
46-55 years old"PJ has been a great assistance in helping us after we lost so much in the GFC. We have been very shy about investing since but PJ delivers a calmness of approach to investing, common sense advice. We are very happy to have met PJ and will be with him for a long time. "
12 Apr 2019Customer opinions
Amanda
35-45 years old"PJ set up our SMSF and has been very helpful in providing advise and support. PJ cares about the needs of his clients and has a great depth of knowledge and experience, we are confident that his advise will suit our current and future needs. I would recommend PJ's services to my friends and family."
16 Mar 2019Customer opinions
David
46-55 years old""PJ has given me advice in areas including loan products, self managed super funds and managing debt. PJ was often able to explain things to me in a clear way. Through PJ's knowledge and experience, I feel very confident that the advice given was right for my needs. I always receive PJ's full care and attention when I need it.""
01 Feb 2019Customer opinions
Marina
35-45 years old"PJ has assisted my partner in getting our first mortgage. He’s also given great advice on investments and is currently assisting us with our super. We are very happy with PJ’s as he’s helped with many things. He’s always very professional, clear and thorough. "
07 Dec 2018Customer opinions
Andrew
35-45 years old""PJ has given me advice in areas including loan products, self managed super funds and managing debt. PJ was always able to explain things to me in a clear way. Through PJ's knowledge and experience, I feel very confident that the advice given was right for my needs. I received PJ's full care and attention whenever I needed it.""
07 Dec 2018Customer opinions
Geoff
56-65 years old"PJ is assisting me to have my investments tuned for retirement."
06 Dec 2018Customer opinions
Anissa
46-55 years old"PJ and his company’s financial advice has been extremely beneficial to our family reaching our financial goals over the past year. I would recommend his services to anyone interested in building wealth and managing finances. "
05 Dec 2018Customer opinions
John
Under 35 years old"Pj is an awesome advisor. He is very direct and he is always sharing latest info and techniques to help me with my financial life."
23 Nov 2018Customer opinions
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