Laurence Smith

The world is moving at a cracking pace. Between governments changing or changing their tune, climate change, and the uncertain direction of the global economy, trying to look at your own financial circumstance can be daunting. This is where I can assist. An external party, well educated and with a broad range of experience, to give dedicated scrutiny to your world.

We talk about what's important to you in terms of living now and what you want to achieve in the future, we talk about how you like to manage your life and your wealth, and we figure out how to keep you on track. This discussion and this journey may not be short and it may not be simple, but this is because of the considerations you need to think of. You may need to think about:

• How much money are you making and how are you spending or saving it?
• What do you own? What do you owe?
• What direction do you want to head in? Each year, what are the important and measurable boxes you need to tick off?
• As you continue on, what will you consider to be "success" or "progress"?
• How do you feel about investments? What is the best solution to make your money work hard, while still allowing you to sleep at night?
• Do you have a plan B? What is the contingency if things don't go according to plan, or if something unexpected and catastrophic threatens to derail your progress?

Ultimately, financial advice is about looking at where you are, and moving you towards where you would like to be, while being mindful of what you like and what you don't like in relation to the management of your wealth, and avoiding costly errors along the way.

Whether you're at the start of your journey, part way along, or approaching your own personal endgame, I'm here to help you get moving in a better direction. Ultimately it comes down to you approaching your life with more confidence in today and tomorrow.