Joshua Hummerston

Financial Framework

Silver
8 Yrs Experience
Mount Hawthorn, WA 6016
I empower individuals to realise their visions and achieve their financial goals with confidence, ease and joy. About Me: I have been in the financial service industry since 2008 and have been directly managing my client’s affairs since 2010. My qualifications include an Advanced Diploma of Financial Planning and I’m a qualified Age Care & Self Managed Superannuation Fund Adviser. I am a member of the Association of Financial Advisers. My main interest in financial planning is pre-retirement and retirement planning through wealth protection and wealth creation. I’ve helped many people from all walks of life; from doctors to partners of accounting firms to pre-retirees, educators and even young professionals. So, no matter what stage of life you’re at, I’m excited to help you make a plan! From investing for the first time, to helping you work towards and enjoy retirement and, eventually, ensuring your estate and legacy are arranged to give you peace of mind. Nothing makes me prouder than seeing my clients gain the confidence to make informed decisions around their finances and achieve their lifelong goals. Outside of helping my clients, I enjoy spending time with my wife, testing the odd craft beer and tending to our little tropical garden in our backyard. In 2019 I welcomed my first child and have been living up to the challenge of a very busy work life and playing stay at home dad on the weekends while my wife pursues her entreprenuerial endeavours! Feel free to reach out about anything finance either here or on Financial Framework's website. You can view my bio and the company page by visiting here: https://financialframework.com.au/about-us/company/financial-advice-company/joshua-hummerston

Expertise

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Cashflow & Income
  • Complex Investments
  • Small Business Advice
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

Recent reviews

At a glance

  • Adviser status Silver
  • Rating 4.90
  • Number of reviews 21
  • First year providing advice 2014
  • Years of experience 8
  • Highest qualification
    • Advanced Diploma of Financial Planning
  • Language spoken
    • English

Financial Framework

Level 1, 84 Matlock Street
Mount Hawthorn, WA 6016

Opening hours

  • 9:00am – 5:00pm Monday – Friday

Licensed by

Synchronised Business Services Pty Ltd

AFSL 243313

4.90
21 Reviews
5
4
3
2
1
4.90
Clear communication
4.80
Knowledge & expertise
5.00
Customer care
5.00
Likely to recommend
Showing reviews 1—10 of 21

Sort by

5.00

"I've always felt a bit embarrassed by my lack of financial nous and despite having had a good income and existing super plans in place, I knew I really needed to get on top of debt and take an active approach to my financial future. Josh makes me feel confident and secure. In our early chats, he reminded me he's done all the training so he's supposed to know how it works- I haven't so I don't have to feel guilty or stupid ;). My husband was also really impressed by Josh's ability to listen and understand both our wants and our needs, and create a plan to give us those. He is 'human' and real and I feel totally assured he has my best interests at the centre of the plans."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Cashflow & Income
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I am extremely confident in and happy with the financial advice that Joshua has given to me for securing an ongoing, worry free retirement. He has skilfully and professionally transitioned my super and pension into a new product. Joshua is a very good communicator of the obvious knowledge and experience that he has of really all the relevant aspects; he has been very attentive and sensitive to, and understanding of my current situation and future needs. And he does all of this with confidence and genuine enthusiasm. I can highly recommend Joshua as a financial adviser."

  • Government Assistance
  • Retirement & Pension
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I am extremely happy with the service and advice Joshua has always provided and have absolute confidence that he will work towards keeping my financial future secure. Joshua has always been very friendly and professional to deal with from Day 1."

  • Superannuation
  • Retirement & Pension
  • Complex Investments
  • Tax Strategies
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Josh has gone over and above for me. He's been able to get me on track with much better financial habits and given me the confidence that I'll be fine when it comes to retirement and meeting my needs over the next couple of years as well. The use of small achievable goals has really helped to make the future clearer with long term and short term considerations."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Self Managed SuperFunds
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Josh is always ready to help with any questions . We find Josh easy to talk to and a pleasure to do busines with. Alan & Rose."

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Cashflow & Income
  • Tax Strategies
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Josh is a very friendly and helpful person who explains everything to us, down to the finer details. He takes pride in his work and has put us on a path to financial security that we could not see a few years ago. Would happily recommend his advise to anyone."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.25

"Joshua explained things to me in a clear way and l look forward to him looking after me, and keeping me informed."

  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Joshua has given me advice on shares and investments and I have a lot of faith in him and he knows what he's talking about. I have not looked back since I have been with Joshua. Very pleased and would recommend him."

  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Joshua has been give me advice in areas including superannuation, life insurance and income protection insurance. Joshua has been an extremely efficient and knowledgable advisor when I needed assistance in financial matter that I couldn’t source myself. Joshua advice is expert, and accurate and it is a great source of relief to meet a true professional that is reliable."

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Joshua helped me in relation to my superannuation. I found that I had tried contacting my super fund but found it difficult to get a response. However, Joshua contacted me and helped me understand where my super was at and what I could expect. I am very happy with the advice I was given and Joshua went out of his way to explain everything to me so I understood. I am very grateful for all his help."

  • Superannuation
  • Insurance Protection
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 21

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Diploma of Financial Services (Insurance Broking)

Level
5 - Diploma
Institution
Australia and New Zealand Banking Group (ANZ)
Completed
2012

Diploma of Financial Planning (1-8)

Level
5 - Diploma
Institution
Australia and New Zealand Banking Group (ANZ)
Completed
2013

Advanced Diploma of Financial Planning

Level
6 - Advanced Diploma, Associate Degree
Institution
Mentor Education
Completed
2018

Professional Memberships

Association of Financial Advisers (AFA)

Membership type
Member
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