Nicola Beswick

Fmd Financial

Gold
8 Yrs Experience
Melbourne, VIC 3000
Nicola Beswick is a financial adviser, mentor and confidante who empowers people to create a financially certain future free from stress and uncertainty. While studying science at the University of Otago, Nicola realised that she needed to swap the lab coat for a career that involved more human interaction. She moved into intellectual property law and drew off her science background to become a patent attorney. When Nicola’s father was diagnosed with Multiple Sclerosis at the age of 55, Nicola once again re-evaluated her career and the contribution she could make to the greater good. The experience highlighted the importance of financial education and structure so people can plan for the future and its unexpected hurdles. Nicola said goodbye to her legal career to become a financial planner. In mid-2019 Nicola became involved at an advisor level in the Pro-bono Financial Advice Network (PFAN). PFAN specifically provides advice to individuals who have experienced a health crisis. She was subsequently elected as a Director in late 2019. Nicola has prepared and presented several webinars to MS Limited clients. Since entering the world of finance, Nicola has completed the Certified Financial Planner®, Accredited Aged Care Professional™, and SMSF Specialist Advisor™ qualifications. Nicola currently undertaking a Masters of Financial Planning. Today, Nicola works will all types of clients, in a range of situations, circumstances and portfolio sizes to ensure they are working towards a life they desire and deserve.

Expertise

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Aged Care
  • Cashflow & Income
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates

My fees

I offer a free initial consultation for potential new clients. Get in touch

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 4.85
  • Number of reviews 12
  • First year providing advice 2014
  • Years of experience 8
  • Highest qualification
    • Master of Science
  • Language spoken
    • English

Fmd Financial

Level 31, 367 Collins St
Melbourne, VIC 3000

Licensed by

Fmd Advisory Services Pty Ltd

AFSL 232977

4.85
12 Reviews
5
4
3
2
1
5.00
Clear communication
4.70
Knowledge & expertise
4.90
Customer care
4.85
Likely to recommend
Showing reviews 1—10 of 12

Sort by

5.00

"Nicola has given excellent guidance in managing my SMSF together with choosing the right mix in my portfolio. Nicola has explained very clearly and precise in a way that I understand. I have found that Nicola listens also to my concerns and suggestions and I have every confidence in the advice provided. Nicola is very warm, friendly and extremely helpful."

  • Government Assistance
  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Nicola is an amazing financial adviser. Why? She cares, she listens and she advises. The advise I have received from Nicola has helped me grow my Super, reduce debt and give me peace of mind that my future finances are healthy and in good hands."

  • Government Assistance
  • Superannuation
  • Managing Debt
  • Retirement & Pension
  • Cashflow & Income
  • Tax Strategies
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Okay, My husband and I are small investors with minor assets to bring to the table. In addition, because of our advanced years, when we were first introduced to Nicola, timewise, there was little wriggle room to improve on our financial situation. In addition, Stan has a potentially life-threatening disease, so it seemed the odds were stacked against us. When we had our first meeting with Nicola we could tell she was a superior Adviser. We talked about our (admittedly meagre) portfolio and strategies were offered. Now I am probably financially illiterate but I remember, after all the discussion Nicola offered an alternative plan which whoever her then-boss embraced. Since then, as it was successful, I have been her advocate. Moreover, she has additionally offered us investment advice which we have followed without nothing but success, despite these challenging times. I applaud her for not going not only her exquisite acumen but her diligence and passion for her job. Dawn McKenzie and Stan Davies"

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Nicola takes a personal and genuine interest in our affairs. She takes the time to listen and never seems to be rushing us. Nicola is highly qualified and her expertise is relevant and reliable."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Nicola has always given me confidence in her excellent advice and broad knowledge of my needs and future planning. She has guided me through superannuation, pension and taxation issues to maximise my financial situation and decisions. At all times she is a delight to engage with and I look forward to our biannual meetings and ongoing correspondence."

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Cashflow & Income
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Nicola has given me advice on superannuation, retirement, debt management etc. She has always promptly returned my calls. She always extremely professional while at the same time supportive and friendly. Her advice is always explained in terms that I can understand and my different options are clearly outlined. I have found her advice and broad knowledge in all financial areas has been right to suit my particular needs no matter what my circumstances.. Her supportive friendly attitude have made her very easy to talk to and I have great confidence and respect for her both as a financial adviser and as a intuitive and trustworthy human being"

  • Superannuation
  • Managing Debt
  • Retirement & Pension
  • Cashflow & Income
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Nicola has given me excellent, appropriate advice related to our SMSF including long term strategies. Nicola is always happy to explain the suggested way forward and address all my questions and concerns. When I have thoughts relating to alternate investments Nicola is able to discuss these alternatives with me. In saying this I trust Nicola's advice implicitly across all areas. Nicola has a very strong knowledge of financial advice for some-one so young. I always feel a valued client whenever talking with Nicola. She remembers details about my private life rather than asking superfluous questions every time we meet, this makes me feel she actually cares."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"I am always very confident that when visiting Nicola in that she commits her time to our needs offering a full and detailed explanation on the progress of our super fund current state and if any changes are recommended. Her advice on investing has always been clear and precise. If investments are altered, they are acted on immediately and as agreed. Nicola is always willing to go that extra step to immediately solve a concern that we may ring her about. I enjoy talking to Nicola as she is a cheery intelligent communicator and happy to have a joke."

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Socially Responsible
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Nicola has given me advice In all areas related to our investments, Centrelink and general well-being. Nicola explains everything in simple straightforward language. Nicola is patient, understanding, kind and prepared to go the extra step to make sure we have everything in our life to live it to the fullest. Nicola has become a dear friend and part of our family."

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.50

"Nicola is very professional, she is a good listener and communicates well. Her friendly manner makes it easy to talk to her and ask questions about our financial situation. She is honest and trustworthy and cares about her clients. Highly recommended."

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 12

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Certified Financial Planner (CFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Financial Planning Association of Australia (FPA)
Completed
2018

Master of Science

Level
9 - Masters Degree
Institution
University of Otago
Completed
2004

Advanced Diploma of Financial Planning

Level
6 - Advanced Diploma, Associate Degree
Institution
Pinnacle Financial Services Academy
Completed
2013

Bachelor of Science

Level
7 - Bachelor Degree
Institution
University of Otago
Completed
2002

Professional Memberships

Financial Planning Association of Australia (FPA)

Membership type
Certified Financial Planner

SMSF Association (SMSF)

Membership type
Associate
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