Michael Sik

Finpeak Advisers

16 Yrs Experience
Sydney, NSW 2000

I'm the founder and principal adviser at FinPeak Advisers. A lot of people think financial advice is all about money but it's about much more than that, it's about your entire life. Money is just fuel for living the life you want and it means different things to different people. My purpose is to find out what this means to you and work on ways to bring that vision to life.

Ethical/responsible investing is something that's close to my heart as I'm a dad of two girls and I often think about the world I'm leaving behind for them. It's not just about the environment which is what a lot of people think when they hear the word 'ethical,' it's also about investing in companies that pave the way for gender equality and the data shows that aligning your money with these values does produce better outcomes.

We all have wives, sisters, daughters and grandkids so I hope this resonates with you also. Your money will also appreciate this way of thinking, just ask me about it.

I have over 20 years of experience in the financial services and accounting industry. I've previously held positions in one of the big four accounting firms, a fund manager and a boutique financial advice firm. Having worked in large organisations for many years, I wanted to focus on a collaborative wealth management business. 

Specialities: Financial advice, ethical investing, superannuation including SMSFs, retirement planning, estate planning, equities and managed funds, property investment, risk management (insurances), tax-effective investment strategies.


  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Property Investment
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Wills & Estates

My fees

I offer a free initial consultation for potential new clients. Get in touch

We charge an upfront fixed fee for a Statement of Advice (SOA) of a minimum of $2,640 for singles to a maximum of $6,600 depending on your stage of life and the complexity of your situation. Our ongoing fee is a fixed fee of $2,640 to $6,600 plus a percentage (0.33%) of the funds under management which will cover our time to manage your money on an ongoing basis.

Our typical client will be a couple with/without children and starting off with around $300,000 in funds under management (including super) and will pay an ongoing fee of: $3,960 + ($300,000 x 0.33%) = $4,950 pa.

What our ongoing fee covers

  • Implementation of our advice and portfolio management
  • Annual review meeting with modelling and presentation of Record of Advice (ROA) or Statement of Advice (SOA)
  • Quarterly market and asset allocation reports
  • Biannual portfolio rebalance and Record of Advice (ROA)
  • Ad-hoc meetings and ongoing support via phone, video conference and face-to-face as required
  • Ongoing economic and regulatory updates
  • Monthly newsletters
  • Invitations to events

In the situations where we are not managing any of your funds and we are only reviewing your circumstances annually then, we may charge a review-only fee of up to $6,600, for a review and Record of Advice (ROA) or Statement of Advice (SOA).

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 5.00
  • Number of reviews 3
  • First year providing advice 2008
  • Years of experience 16
  • Highest qualification
    • Master of Applied Finance
  • Language spoken
    • English

Finpeak Advisers

320 Pitt St
Sydney, NSW 2000

Opening hours

  • 9:00am – 6:00pm Monday – Friday
  • 10:00am – 2:00pm Saturday

Meeting methods

  • In person
    In person
  • Phone
  • Video call
    Video call

Licensed by

Spark Advisors Australia

AFSL 380552