Michael Sik

Finpeak Advisers

Gold
14 Yrs Experience
Pyrmont, NSW 2009
I'm the founder and principal adviser at FinPeak Advisers. A lot of people think financial advice is all about money but it's about much more than that, it's about your entire life. Money is just fuel for living the life you want and it means different things to different people. My purpose is to find out what this means to you and work on ways to bring this vision to life. ESG investing is something that's close to my heart as I'm a dad of two girls and I often think about the world I'm leaving behind for them. It's not just about the environment which is what a lot of people think when they hear the word 'ethical,' it's about investing in companies that pave the way for gender equality and the data shows that aligning your money with these values does produce better outcomes. We all have wives, sisters, daughters and grandkids so I hope this resonates with you also. Your money will appreciate this way of thinking also, just ask me about it. I have over 17 years of experience in financial services and accounting industry. I've previously held positions in one of the big four accounting firms, a fund manager and a boutique financial advice firm. Having worked in large organisations for many years, I wanted to focus on a collaborative wealth management business.  Specialities: Financial advice, ethical investing, superannuation including SMSFs, estate planning, equities and managed funds, property investment, risk management, tax-effective investment strategies, SIV investments.

Expertise

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Shares & Investments
  • Financial Hardship
  • Redundancy
  • Cashflow & Income
  • Complex Investments
  • Expat Finance
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

We charge an upfront fixed fee for a Statement of Advice (SOA) of a minimum of $1,320 to a maximum of $5,280 depending on the complexity of your situation. Our ongoing fee is a fixed fee of $1,320 to $5,280 plus a percentage (0.27% to 0.99%) of the funds that we manage which will cover our time to manage your money on an ongoing basis. What our ongoing fee covers - monthly newsletters - quarterly market and asset allocation reports - biannual portfolio rebalance and Record of Advice (ROA) - annual review meeting and presentation of Record of Advice (ROA) or Statement of Advice (SOA) - ongoing economic and regulatory updates - ongoing support via phone, video conference and face to face as required - invitations to events In the situations where we are not managing any of your funds and we are only reviewing your circumstances annually then, we may charge a review only fee of up to $5,280, for a review and Record of Advice (ROA) or Statement of Advice (SOA).

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 5.00
  • Number of reviews 2
  • First year providing advice 2008
  • Years of experience 14
  • Highest qualification
    • Master of Applied Finance
  • Language spoken
    • English

Finpeak Advisers

Level 2, 100 Harris St
Pyrmont, NSW 2009

Opening hours

  • 9:00am – 6:00pm Monday – Friday

Licensed by

Spark Advisors Australia Pty Ltd

AFSL 380552

5.00
2 Reviews
5
4
3
2
1
5.00
Clear communication
5.00
Knowledge & expertise
5.00
Customer care
5.00
Likely to recommend
Showing reviews 1—2 of 2

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5.00

"I've spoken to a few financial advisers and none have been as attentive, thorough, dedicated and focused like Michael has. He's given me fantastic advice around a few areas, and a real idea on how to reach my goals. He's always approachable and happy to help for any questions I have, no matter how small or tricky they are. He gives me full confidence as a client that I'm in the best hands possible. Truly astounding service, you won't regret it."

  • Superannuation
  • Insurance Protection
  • Cashflow & Income
  • Complex Investments
  • Tax Strategies
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has provided advice on our plan for retirement, including purchasing a home, superannuation, and new insurance products. Michael always explained things simply and clearly so that we fully understood our options. Through Michael’s knowledge and experience, we are confident the advice given is right for our needs. We always received Michael’s full care and attention."

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Cashflow & Income
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—2 of 2

My clients have reviewed me based on the following areas of advice

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Cashflow & Income
  • Complex Investments
  • Tax Strategies
  • Growing Assets

Qualifications & Training

Advanced Diploma of Financial Services (Financial Planning)

Level
6 - Advanced Diploma, Associate Degree
Institution
Kaplan Professional
Completed
2010

Self Managed Superannuation Funds (SMSF)

Level
0 - Training / Exam / Other
Institution
Kaplan Professional
Completed
2012

Diploma of Financial Services (Financial Planning)

Level
5 - Diploma
Institution
Kaplan Professional
Completed
2008

Master of Applied Finance

Level
9 - Masters Degree
Institution
Kaplan Professional
Completed
2015

Margin Lending

Level
0 - Training / Exam / Other
Institution
Kaplan Professional
Completed
2011

Professional Memberships

Financial Planning Association of Australia (FPA)

Membership type
AFP

Responsible Investment Association Australasia (RIAA)

Membership type
Member

Tax Practitioners Board (TPB)

Membership type
Practitioner Member
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