Tony Lu

Inner Wealth Solutions

Gold
16 Yrs Experience
Sydney, NSW 2000
Tony is a Senior Adviser at Inner Wealth, assisting clients to achieve their financial goals. Tony has been working in the finance industry since 2002. The accolades that Tony has been given shows the dedication that he has to helping his clients reach their future goals, including * Most Trusted Adviser 2016, 2017, 2018, 2019, 2020 * Top 6 AFA Adviser of the Year 2017 Tony is married and a father of 4 boys. He enjoys action movies, almost every sport and getting outdoors with the family.  If you would like to know more about Tony please visit our website www.innerwealth.com.au

Expertise

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 4.85
  • Number of reviews 55
  • First year providing advice 2006
  • Years of experience 16
  • Highest qualification
    • Advanced Diploma of Financial Services (Financial Planning)
  • Language spoken
    • English

Inner Wealth Solutions

Level 1, 60 Martin Pl
Sydney, NSW 2000

Opening hours

  • 8:00am – 4:00pm Friday
  • 8:00am – 5:00pm Monday – Thursday

Meeting methods

  • In person
    In person
  • Phone
    Phone
  • Video call
    Video call

Licensed by

Infocus Securities Australia Pty Ltd

AFSL 236523

4.85
55 Reviews
5
4
3
2
1
4.90
Clear communication
4.75
Knowledge & expertise
4.85
Customer care
4.85
Likely to recommend
Showing reviews 1—10 of 55

Sort by

5.00

"Tony has been looking after our finances (my wife and I) for about 2 years now. His advice and guidance have been honest, clear and easy to understand, the results have demostrated Tony's capacity to look after his customer's finances. We trust Tony and recommend his services to anyone who like us, didn't know how best to look after our finances approching retirement."

  • Superannuation
  • Retirement & Pension
  • Shares & Investments
  • Cashflow & Income
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"We have known Tony for 12+ years now and used his services throughout our busy lives ensuring we have a solid financial construct in place where we can build on, track and be able to further fine-tune on an annual basis. Without Tony's ongoing and honest advice with an eye for detail, we wouldn't be where we are today. Tony has been instrumental in driving our financial success, ensuring we setup the right systems to drive an overall outcome and where we want to be in the future. Tony's engagement is customer focused, has been always timely in responses and to the point while fostering a genuine interest in our daily lives. Finance can be dry but we always look forward to engage with Tony and plan the next thing or make tweaks on our strategy. With a wide network of relationships, Tony brings in additional expertise where required providing an easy way as a client to keep the engagement centralised. Overall, it has been a 5* experience over all those years."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Cashflow & Income
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"My wife and I first met Tony when my wife was redundant from work in 2008. Tony was helpful then and started us on a journey which has been most beneficial. We have gained substantially from Tony’s advice and guidance. He has always been professional in his dealings with us and is also a genuinely nice bloke."

  • Self Managed SuperFunds
  • Complex Investments
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Tony Lu has been our financial adviser for our Self Managed Superannuation fund for several years. We have always found Tony to be clear and concise when explaining any questions that I put forward. He is honest, transparent and extremely knowledgeable about financial matters. He has help us navigate through the ever changing super rules which has made our life easier."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Tony has been fantastic from day one. As someone who is not 'financially-literate', Tony always takes the time to explain everything clearly and thoroughly. Tony tailored his advice for my partner and I prior to combining finances, and has adjusted that advice over the years as our careers have progressed. I highly recommend Tony."

  • Managing Debt
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Tony has given me great advice in areas including Budgeting, the best options of investing my money to setup my retirement pension to get the best returns possible for me to live off . Tony was always able to explain things to me in a clear way. Through Tony's knowledge and experience, I feel very confident that the advice given was right for my needs. I always received Tony's full care and attention when I needed it"

  • Superannuation
  • Retirement & Pension
  • Redundancy
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Tony has been helping me grow my wealth for close to a decade now. It is my pleasure to write a 5 star review for him, as he has been a significant driving force in the growth of my wealth from a young age. When I was in my early 20s I was referred to Tony by a work colleague. I found Tony to be incredibly genuine from the get-go. To this day, I have always felt that he really cares about my goals (and now my family’s goals). Back in the day, I knew nothing about personal finances. Tony did a fantastic job in taking large amounts of time to explain investment 101 to me, and how to put into place effective wealth generation strategies in place. Then as part of his professional services, he assisted me in implementing those strategies. As such not only do I now have said strategies in place, I now (just as importantly) have a deep understanding of where my money is invested and how it is helping me meet my goals! For anyone looking to get help in growing their wealth to achieve their mid to long term goals, I highly recommend seeking the professional services of Tony from Inner Wealth."

  • Superannuation
  • Cashflow & Income
  • Complex Investments
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"We were impressed by Tony's ability to quickly grasp and analyse monetary information, and by the way he succinctly summarised the important conclusions. In addition, we found him a very personable man, who inspired confidence and was very easy to relate to."

  • Retirement & Pension
  • Self Managed SuperFunds
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I have an excellent relationship with Tony and have trust in his experience and knowledge. He has helped me a great deal in structuring my investments."

  • Superannuation
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I am a long-standing client of Tony's and have always found him to be extremely client focused, proactive, well informed and highly professional. His advice is very sound and he is able to explain financial concepts and terminology in a way that is easy to understand. I highly recommend him."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Cashflow & Income
  • Complex Investments
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 55

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Shares & Investments
  • Redundancy
  • Aged Care
  • Cashflow & Income
  • Complex Investments
  • Expat Finance
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Diploma of Financial Services (Financial Planning)

Level
5 - Diploma
Institution
Kaplan Professional (prev Tribeca Learning)
Completed
2009

Advanced Diploma of Financial Services (Financial Planning)

Level
6 - Advanced Diploma, Associate Degree
Institution
Kaplan Professional
Completed
2006

Professional Memberships

Financial Planning Association of Australia (FPA)

Membership type
Certified Financial Planner

Financial Planning Association of Australia (FPA)

Membership type
Certified Financial Planner
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