Emily Bowker

Cultiv8 Financial

12 Yrs Experience
Young, NSW 2594

I am passionate about delivering quality financial advice to client’s, which they can understand.

I am always thrilled to see the strategies we put together when creating a personalised values based financial plan pay off. It's amazing how many people aren't aware of their own financial potential and it’s my purpose to help uncover exactly that.

I enjoy accompanying my clients through their various life stages and coach them through financial decisions.

It's all about taking control, here's how I can help you:

  • Lifestyle transitions, such as purchasing your first home, planning a family, pre-retirement and retirement
  • Business transitions, such as purchasing a business or selling a business
  • Debt Management
  • Wealth Accumulation, investing and saving
  • Risk Management


  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Aged Care
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

My fee structure is determined at the conclusion of the client appointment and is based on the scope of the advice that will be undertaken. Depending on the level of complexity of the advice, the could be lower than our minimum advice fee

Recent reviews

At a glance

  • Adviser status Silver
  • Rating 5.00
  • Number of reviews 2
  • First year providing advice 2012
  • Years of experience 12
  • Highest qualifications
    • Diploma of Finance and Mortgage Broking Management
    • Diploma of Financial Services (Financial Planning)
  • Language spoken
    • English

Cultiv8 Financial

28 Cloete St
Young, NSW 2594

Opening hours

  • 9:00am – 5:00pm Monday – Friday

Licensed by

Synchron Advice Pty Ltd

AFSL 243313