Chris Keating

Helping Australians make informed financial decisions with confidence.

Most people don't need more financial products. They need clarity.

Whether you're planning for retirement, reviewing your superannuation, deciding what to do with an inheritance, considering downsizing, or seeking greater confidence about your future, my role is to help you understand your options and make informed decisions.

At Finspire Advisers®, we believe the best financial decisions are informed decisions. Our role isn't to take control of your finances. It's to help you understand the opportunities, risks and trade-offs so you can make decisions with confidence.

Based in Lake Macquarie, I work with individuals, families and small business owners across Newcastle, Maitland, Port Stephens, the Central Coast and throughout Australia.

My career in financial services began in 2008 & includes advice, strategy and consulting roles with major superannuation organisations including Aware Super & StatePlus. Combined with a Bachelor of Finance from the University of Newcastle and an Advanced Diploma of Financial Services, I've helped Australians navigate retirement, super and life's significant financial decisions.

A key difference at Finspire Advisers® is our independence.

We are paid by our clients, not by banks, superannuation funds or investment providers. Our fees are transparent and agreed upfront. We don't receive commissions and we're not driven by product sales or investment targets.

Many clients seek a trusted second opinion before making important retirement, super, investment or inheritance decisions.

Often, the greatest value of financial advice isn't changing super funds or replacing investments. It's helping people avoid costly mistakes, identify opportunities and make better decisions. We regularly help clients make the most of the superannuation and investments they already have.

I work with members of AustralianSuper, UniSuper, Aware Super, ART, Hostplus, CFS & many other funds. I also have extensive experience advising members of MSBS, DFRDB, ADF Super, CSS, PSS, SSS, SASS and EISS, helping Defence personnel, public servants, teachers & government employees navigate complex retirement decisions.

My investment philosophy is simple: focus on what you can control. Appropriate risk, diversification, sensible fees, tax efficiency and disciplined long-term investing supported by independent research are often more important than trying to predict markets.

Most importantly, I believe clients should understand & own the decisions they make. Financial advice should create confidence, not dependence.

Common reasons people seek advice:

Am I on track for retirement?

Will my super & investments last?

What should I do with an inheritance?

Should I downsize my home?

How should I invest my money?

Am I making the most of my super?

Can I improve my retirement income?

Am I eligible for the Age Pension?

How can I reduce tax?

How do I make better financial decisions with confidence?