Madelyn Cruz

At Boston Global Wealth, clients have access to a broader network of private client advisers, portfolio managers, investment research, legal, accounting, tax, and estate-planning specialists. This allows us to consider each client’s full financial picture and coordinate advice across superannuation, investments, retirement planning, wealth transfer, risk management, and broader family wealth strategies.

As a Founding Partner and Senior Financial Adviser of Boston Global Wealth, I help clients make confident financial decisions through personalised advice, disciplined investment strategy, and long-term planning. My advice approach is built on quality, accountability, continuity and building enduring client relationships based on trust. I take the time to understand each client’s personal circumstances, family priorities, financial position, and long-term objectives before developing advice that is clear, practical, and aligned with their best interests. I believe good financial advice should not be transactional — it should provide clarity, confidence, and personalised advice framework that supports a client’s financial wellbeing today and into the future.

With over 18 years’ experience within the Australian Financial Services Industry, I have advised high-net-worth individuals, family groups, retirees, professionals, and clients with complex financial arrangements. Having worked for major Financial Institutions and boutique financial advisory firms, enabled me to have a strong blend of technical knowledge and personalised client care.

A key area of my expertise is Defined Benefit Superannuation scheme. I have extensive experience advising on complex schemes including PSS, CSS, SASS, SSS, Military Super, and local government funds. These arrangements often require careful long-term planning, particularly in relation to superannuation, retirement income stream, tax, estate planning, Centrelink, and how defined benefit entitlements interact with other wealth structures.

I hold a Bachelor of Business in Economics and Finance, an Advanced Diploma of Financial Planning, a Diploma of Financial Services, and a Graduate Certificate in Financial Planning from Deakin University. I am currently progressing toward the Certified Financial Planner® designation and Aged Care Advice Accreditation, reflecting my ongoing commitment to professional excellence.