Amanda Pond

Smart Financial Pty Ltd

Gold
14 Yrs Experience
Nowra, NSW 2541
I am a Financial Adviser, with over 18 years of experience in the financial services industry. I work with people over the age of 45 that feel dissatisfied with the level of wealth they have. Unlike my competitors, my advice doesn't revolve around products or tax savings. My advice goes beyond that. I utilise ‘Life Planning’ to maximise my clients results with the limited working life they have left. I believe the key to financial freedom is understanding what your purpose is and what you need to live a full life. By utilising life planning I can explore and discover what you want together with you. Once we understand what motivates and drives you, you are more likely to stick to a long-term financial plan. Your financial plan will always be met with the highest quality of advice. My passion for quality advice was recognised in 2016 when I was awarded the AMPFP National Value of Advice Award. Along with providing quality advice, I am extremely passionate about providing pro-bono volunteer work. I have supported the Cancer council and their patients in need since 2010 by delivering pro-bono financial advice. The knowledge, experience and gratitude gained by working in this space is priceless. To book an initial consultation with me contact the Smartfinancial office: Ph: (02) 4295 331 or Email: Reception@smartfinancial.com.au This Adviser Ratings page contains general information only and does not consider your objectives, financial situation or needs. Therefore, before relying on this information, you should consider your own personal circumstances and seek professional advice. Please visit our webpage at www.smartfinancial.com.au to find out more about our financial advice services.

Expertise

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Aged Care
  • Small Business Advice
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 4.65
  • Number of reviews 18
  • First year providing advice 2008
  • Years of experience 14
  • Highest qualification
    • Fellow Chartered Financial Practitioner (FChFP)
  • Language spoken
    • English

Smart Financial Pty Ltd

Suite 2, 38 Berry St
Nowra, NSW 2541

Licensed by

Australian Unity Personal Financial Services Ltd

AFSL 234459

4.65
18 Reviews
5
4
3
2
1
4.70
Clear communication
4.60
Knowledge & expertise
4.70
Customer care
4.65
Likely to recommend
Showing reviews 1—10 of 18

Sort by

5.00

"Amanda guided me through planning for retirement using effective tools to discover my needs. I appreciated her positive and encouraging manner. I wholeheartedly recommend her to you."

  • Superannuation
  • Retirement & Pension
  • Tax Strategies
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Amanda and her Team guided and managed our transition from working life to retirement. Amanda is always reassuring and helpful, with a great knowledge matters of importance to us. If unsure of any detail Amanda went over and above, to find out and provide pertinent guidance, in a clear and concise manner. We are assured by regular (annual) reviews, feeling comfortable and confident with all aspects of Amanda's professional approach and guidance. Always just a call or email away, the service we have received is impeccable and much appreciated."

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Aged Care
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Amanda has supported me for some years now and has advised me on how to budget responsibly even when I thought I knew everything about budgeting. Her knowledge and expertise regarding budgeting, Super, planning for the future , income protection, other insurances and planning for retirement has been enormously helpful. I will always be grateful for her counsel and support. Amanda is a supporter of the Cancer Council Probono service and offers support for people with cancer who are eligible for Financial Advise. Amanda provides confidential and professional advice/service. I have recommended Amanda to close friends."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Cashflow & Income
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
3.75

"Amanda provided my wife and I advice on superannuation and retirement. Amanda provided a good service but it was rather drawn out and long winded. There was some 'life coaching' in there that was not necessary for our circumstances. She did save us money but her advice also cost us a lot of money. We were not convinced about the value of signing up for ongoing advice in our circumstances."

  • Superannuation
  • Socially Responsible
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Amanda Pond profile photo

Amanda Pond responded on January 2019

"I am are sorry that you felt that our life planning process was long winded and unnecessary. I stand by our holistic Life planning approach. We believe that it is a critical piece of our process, which ensures that our recommendations do not impact / hinder what you want to do, be and see in the future. There is nothing worse than making an investment recommendation for a client with the intention to invest for 5+ years, only to discover 6 months down the track, when the markets are down that they really desired a boat, an overseas holiday or even to donate to conservation. Based on feedback from our other clients, we have found that the life planning is usually what they enjoy most. So I am truly surprised that you didn't feel this was necessary. It has been a little while since we provided you with advice, however we are happy to say that we have made some changes during this period and we believe that our current communication with our prospective clients ensures that they fully understand what is involved in our advice process along with our advice philosophy, so they can make an informed decision as to whether we are the right planner for them. I would like to thank you for taking the time to provide your feedback and I wish you all the best with your future endeavours."

4.75

"Amanda has provided advice on my retirement arrangements (superannuation and pensions) and I have found her to be honest and very clear in her advice."

  • Superannuation
  • Retirement & Pension
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"amanda has been extremely helpful and professional in guiding me into my retirement financial position. her attention to detail has been above and beyond what i would expect from a financial adviser. without amanda's financial knowledge and guidance i would have definitely gone down the wrong track in my attempt to set myself up for retirement. it has been an experience that i have been glad to share with so many of my ex work colleagues."

  • Superannuation
  • Retirement & Pension
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Amanda has given me advice in areas including loan products, self managed super funds and managing debt. Amanda was usually able to explain things to me in a clear way. Through Amanda's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received Amanda's full care and attention when I needed it.'"

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Amanda has given us advice in our investments and was able to explain things in a clear way to us. She went through our financial position thoroughly and explained all questions in a clear way.We are happy with her knowledge and feel that she has given us good advice.Her office staff have been very helpful."

  • Government Assistance
  • Retirement & Pension
  • Aged Care
  • Cashflow & Income
  • Socially Responsible
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Amanda’s ability to apply her knowledge, experience and no-nonsense financial advice to my personal situation makes her my ‘go-to’ person when I need financial matters explained in plain English."

  • Insurance Protection
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.00

"AMANDA WAS VERY HELPFUL IN EVERYTHING THAT WE NEEDED ADVISE ON"

  • Insurance Protection
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 18

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Aged Care
  • Cashflow & Income
  • Expat Finance
  • Socially Responsible
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Advanced Diploma of Financial Services (Financial Planning)

Level
6 - Advanced Diploma, Associate Degree
Institution
Kaplan Professional
Completed
2008

Fellow Chartered Financial Practitioner (FChFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Association of Financial Advisers (AFA)
Completed
2019

Diploma of Financial Services (Financial Planning)

Level
5 - Diploma
Institution
Kaplan Professional
Completed
2008

Diploma of Financial Services (Finance and Mortgage Broking Management)

Level
5 - Diploma
Institution
Kaplan Professional
Completed
2012

Certificate IV in Financial Services (Finance and Mortgage Broking)

Level
4 - Certificate IV
Institution
Traineeship Management Australia (TMA)
Completed
2009

Professional Memberships

Accredited Aged Care Professional

Membership type
Member

Association of Financial Advisers (AFA)

Membership type
Member
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