Steven Nickelson

Embrace Wealth

Platinum
14 Yrs Experience
Ascot Vale, VIC 3032
As a Certified Financial Planner, I make strong, long-term relationships with people by listening and understanding their situations, then assisting to put them on a path to living their life the way they always pictured it. Your financial success hinges on surrounding yourself with a 'board of advice' consisting of professionals such as Accountants, Finance Brokers and Solicitors, with a Financial Planner the cornerstone to a successful future. I enjoy working with a range of clients including enthusiastic professionals, small business owners, people who are currently or considering moving or building a home, those who are considering retiring or winding back work as they build towards retirement, and retirees. Feel free to reach out.

Expertise

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Shares & Investments
  • Aged Care
  • Cashflow & Income
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

Recent reviews

At a glance

  • Adviser status Platinum
  • Rating 4.80
  • Number of reviews 79
  • First year providing advice 2008
  • Years of experience 14
  • Highest qualification
    • Certified Financial Planner (CFP)
  • Language spoken
    • English

Embrace Wealth

134 Union Rd
Ascot Vale, VIC 3032

Opening hours

  • 9:00am – 5:30pm Monday – Friday

Meeting methods

  • In person
    In person
  • Phone
    Phone
  • Video call
    Video call

Licensed by

Consultum Financial Advisers Pty Ltd

AFSL 230323

4.80
79 Reviews
5
4
3
2
1
4.85
Clear communication
4.80
Knowledge & expertise
4.80
Customer care
4.75
Likely to recommend
Showing reviews 1—10 of 79

Sort by

5.00

"Extremely satisfied with all advice to us. Would highly recommend their services."

  • Retirement & Pension
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"My review of Steven.... I have found him totally professional and easy to understand, hence I have been able to have a clear path to understanding what is in my best interest for my "Self Managed Superfund. If at any point I have needed clarification of something I have not been able to understand he has been available to clarify the situation by phone followed up with an email. I would highly recommend Steven to anyone who is unsure of their Financial Situation."

  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Steven has provided a valuable service in these uncertain times. He has always been willing to explain issues clearly and provide a flexible and positive way forward. We look forward to being able to take advantage of future opening up opportunities and outcomes."

  • Superannuation
  • Self Managed SuperFunds
  • Cashflow & Income
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.25

"This is my first 12 months collaborating with Steven, so my input is based on limited experience."

  • Superannuation
  • Insurance Protection
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Steve is very knowledgeable and very good at his job. I recommend Steve wholeheartedly to help with your finances and investments etc. He’s got me on the right path"

  • Superannuation
  • Insurance Protection
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Steven has provided an excellent level of service and advice. Covering self managed super, estate planing, investment advice, appropriate insurance and future planning. I have great confidence in him and the ‘Embrace Wealth’ team. Definitely looking forward to a continuing relationship as he and his team guide us through our financial future."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Complex Investments
  • Tax Strategies
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"We've been clients of Steven for well over 10 years, and I trust his advice absolutely. He is knowledgeable and thoroughly prepared, and always spends as much time as we need. I've recommended him with confidence to family and friends."

  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Steven's personal touch and genuine understanding of our position, needs and goals is outstanding, really allowing us to align and progress. I have recommended Steven to many family & friends, such is my level of confidence and trust in his advice."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Margin Lending
  • Cashflow & Income
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Very happy with the advice I get from Steve. The advice I have received has proven to be accurate and beneficial to my investment"

  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Steven has been an excellent adviser for our family since we started working with him well over 10 years ago. We've found his advice to be pragmatic, clear and contextually relevant. He and the broader Embrace Wealth team are responsive to requests for assistance and schedule an appropriate number of catch-ups throughout the year. I'm confident that without Steven's advice, we would not be in the same financial position we are today; particularly as it relates to considerations around personal insurance coverage. Rather than looking at our financial position through a narrow lens, Steven takes a holistic approach - and for that we have even greater comfort."

  • Superannuation
  • Insurance Protection
  • Margin Lending
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 79

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Certified Financial Planner (CFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Financial Planning Association of Australia (FPA)
Completed
2010

ASIC RG146 (Margin Lending)

Level
0 - Training / Exam / Other
Institution
ThreeSixty
Completed
2010

Bachelor of Commerce (Accounting and Financial Planning)

Level
7 - Bachelor Degree
Institution
Deakin University
Completed
2006

Professional Memberships

Financial Planning Association of Australia (FPA)

Membership type
Certified Financial Planner
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