Stuart Cole (BBus, CA, CFP®, JP) has been delivering dependable financial and accounting services since 1988 holding dual qualifications as a Chartered Accountant and Certified Financial Advisor.
Since Breakfree’s establishment in 2008, Stuart Cole (AR# 325932) has been dedicated to providing personalised financial advice tailored to the specific needs of our clients. At Breakfree Financial Management (AR#325874), we operate as a Corporate Authorised Representative of SJC Advisory Pty Ltd (AFSL 561179), a company owned and managed by Stuart and Julie Cole, ensuring even greater flexibility in delivering personalised advice.
Operating under our own AFS Licence doesn’t mean fewer regulations—it means we uphold the highest standards of compliance while tailoring advice to better suit our clients. Our approach is built on thoughtful investment strategies that prioritise the protection and growth of your wealth.
We’re here to help you navigate the often-confusing world of superannuation, investments, retirement planning, and aged care. Whether you’re seeking strategies to grow your wealth, or planning for a secure retirement, our friendly, experienced team is here to guide you every step of the way.
Expertise
My fees
I offer a free initial consultation for potential new clients.
Get in touchAt a glance
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Adviser status
Gold
- First year providing advice 1997
- Years of experience 28
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Highest qualifications
- Certified Financial Planner (CFP)
- Chartered Accountant (CA)
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Language spoken
- English
Breakfree Financial Management Pty Ltd
196 Russell StreetBathurst, NSW 2795

Opening hours
- 9:00am – 5:00pm Monday – Friday
Meeting methods
- In person
- Phone
- Video call
Licensed by
Sjc Advisory Pty Ltd
AFSL 561179