Stu Varidel

Heart Financial Advisers

22 Yrs Experience
Townsville City, QLD 4810

Stu is the owner and Principal Financial Adviser of Heart Financial Advisers and is a financial services veteran with more than 20 years of experience.

Stu is an Advice Practitioner member of the Financial Advice Association Australia and holds postgraduate qualifications in financial advice including a Master of Financial Planning.

He is an approved Aged Care Adviser and a Chartered Retirement Specialist. ​He is the primary contact point for all Heart Financial Adviser clients.

Everyone needs sound professional financial advice to navigate the complexities of financial and taxation matters.

Frankly, it is something that should not be embarked upon alone. We have helped many clients maximise and protect their wealth, build strong financial pathways for their future and achieve their dreams.

My success stems from our understanding that every client is unique and that financial advice is only a small part of your needs. So, when you partner with me, you know you are getting advice that is tailored to your individual needs – advice that evolves as your lifestyle does. We pride ourselves on our pragmatic and honest approach. Moreover, we do advice differently. We work within five key principles:

1. Money coaching and mentoring so you keep on track 365 days a year.

2. Develop close and deep relationships so we know what is important to you.

3. Strategy is critical in everything we do.

4. Personal growth is just as important as growing your wealth.

5. We are conscious of cost.

I am here to help you get the most out of your life, I also want to make sure I understand your aspirations and life objectives to make sure I am giving you advice that is going to suit and enhance your lifestyle for the long term. We are passionate about our clients and dedicated to helping empower you through the relentless pursuit of the best outcomes.

Authentic and driven to achieve goals and aspirations, that is what I am all about!


  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Aged Care
  • Complex Investments
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

Fees are negotiated on a case by case basis

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 5.00
  • Number of reviews 8
  • First year providing advice 2002
  • Years of experience 22
  • Highest qualification
    • Master of Financial Planning
  • Language spoken
    • English

Heart Financial Advisers

Level 1, 41-49 Sturt St
Townsville City, QLD 4810

Opening hours

  • 9:00am – 4:00pm Friday
  • 9:00am – 9:00pm Monday – Thursday

Meeting methods

  • In person
    In person
  • Phone
  • Video call
    Video call

Licensed by

Sentry Financial Services Pty Ltd

AFSL 286786