Stu Varidel

Stu Varidel is the Owner and Principal Financial Adviser of Heart Financial Advisers, bringing more than three decades of financial services experience and over 25 years as a practising financial adviser.

Throughout his career, he has helped individuals, families, retirees, and business owners build, protect, and manage their wealth with confidence.

An Advice Practitioner Member of the Financial Advice Association Australia (FAAA), Stu holds a Master of Financial Planning and is a Chartered Retirement Specialist (CRPC), Accredited Behavioural Finance Professional (ABFP), and Approved Aged Care Adviser.

His ongoing commitment to professional development ensures clients benefit from contemporary, high-quality advice tailored to their evolving needs.

Stu believes that successful financial advice is about far more than numbers. By combining technical expertise with behavioural finance principles, he helps clients understand the financial decisions they need to make and the behaviours that drive long-term success. His advice is built around understanding each client’s goals, values, and aspirations, creating strategies that support the lifestyle they want to achieve.

Over the years, Stu has developed a reputation for being practical, honest, and genuinely invested in his clients' success. Rather than providing transactional advice, he acts as a trusted coach and mentor, helping clients stay accountable, focused, and confident through every stage of life.

His advice philosophy is founded on five key principles:

• Money coaching and mentoring keep clients on track.
• Strong relationships create better outcomes.
• Strategy is critical to long-term success.
• Personal growth is as important as financial growth.
• Cost-conscious advice delivers greater value.

Beyond his professional practice, Stu is passionate about financial education and empowering people to make informed decisions about their future. He regularly shares insights on retirement planning, wealth creation, superannuation, aged care, and financial wellbeing, helping Australians gain greater confidence and clarity around their finances. In 2025, he won the Wealth Adviser - Advice Advocate of the Year Award.

Stu is also actively involved in his local community through volunteer coaching, reflecting his belief in leadership, teamwork, mentoring, and helping others reach their potential.

Authentic, approachable, and driven to help others achieve their goals, Stu is dedicated to delivering personalised advice and building long-term relationships that create meaningful financial and lifestyle outcomes. His mission is simple: to help clients get the most out of life by ensuring their financial decisions support the future they want for themselves and their families.