Tim MacKay

Quantum Financial Services Australia Pty. Ltd

Gold
17 Yrs Experience
Chatswood, NSW 2067
I work with pre-retirees and retirees looking to fund their dream retirement. Senior professionals and successful business owners who have concerns managing their family’s wealth seek financial peace of mind.  They want certainty that they are making informed financial decisions. A number of successful professionals and business owners who seek my services are unhappy with the level of service they are receiving from their current advisor.  They feel that their adviser is not acting in their best interests and have lost confidence in them. Clients seek independent and ethical advice, not advice that is aligned with any product provider. Many of my clients approaching retirement typically either have an SMSF or aspire to have one. I work with my clients to take away their concerns over their investment decisions, asset allocation, reducing taxes, and ensuring they will have enough to support their dream lifestyle through retirement. Our clients trust us to do the right thing by them. “I used to subscribe to all sorts of newspapers, financial reports etc., just to make sure that my financial advisor was kept on the straight and narrow. I don’t have to do this anymore. An enormous burden has been lifted off my shoulders.” In our first meeting we determine whether we can provide value.  If not, we will honestly tell you so. We devise a plan and establish the right structures in place to ensure that should something happen to them, their family’s wealth is distributed the way they want. Adele Ferguson wrote of me “With so many conflicted planners operating in this country it is important to have a voice that stands out for those planners who have embraced a model that promotes their clients’ interests.” Family owned, Quantum Financial is the most awarded financial planning practice in Australia. I am co-principal in the business with two of Australia’s best financial planners – my sister Claire Mackay and my father Bill Mackay. I developed my investing skills at Deutsche Bank and UBS in London and New York.  I was awarded SMSF Adviser of the Year 2014 by Independent Financial Adviser and the national SMSF Best Practice Award 2014.  In 2012 I was awarded the Excellence in Business Ethics award by the NSW Business Chamber.  I am regularly asked my views on ABC TV and in the AFR. Visit our website for views on Quantum Financial’s approach to financial planning and SMSF advice from ABC TVs & Eureka Report’s Alan Kohler, Fairfax’s Adele Ferguson and other respected finance experts.

Expertise

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Small Business Advice
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
My fees
Get in touch

Quantum Financial’s minimum annual fee for a basic client situation is $10,000. Your fee will be calculated based on your circumstances. This one agreed, fixed fee is the only fee Quantum Financial receives for providing your services. We know that Quantum Financial are not the cheapest financial planners in the market. For clients we partner with, we know that we will add more value than the fees you will pay.

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 5.00
  • Number of reviews 8
  • First year providing advice 2005
  • Years of experience 17
  • Highest qualification
    • Master of Business Administration
  • Language spoken
    • English

Quantum Financial Services Australia Pty. Ltd

Level 3, 9 Help Street
Chatswood, NSW 2067

Licensed by

Quantum Financial Services Australia Pty. Ltd

AFSL 239200

5.00
8 Reviews
5
4
3
2
1
5.00
Clear communication
5.00
Knowledge & expertise
5.00
Customer care
5.00
Likely to recommend
Showing reviews 1—8 of 8

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5.00

"I sought the advice of Quantum Financial several years ago and have worked closely with Tim Mackay since. Tim's industry expertise, professionalism and sound advice have been instrumental in the success of my portfolio. Tim is a great communicator and explains the reasoning behind his recommendations in a clear and understandable way. I have no hesitation in recommending Tim and Quantum Financial."

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"We signed up with Claire and Tim in 2012 following lengthy research and deliberation. After we established our SMSF in 1987, three consecutive advisors provided reasonable financial management but certainly not of the same calibre as the comprehensive, transparent and efficient service we have had from Quantum Financial in Sydney over the past four years."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Tim Mackay has been assisting us with financial advice for 4 years now and during this entire period he has never failed to give us sound and wise advice. He is very respectful of our ideas and answers all of our questions. Tim is also very honest and tempers his sound advice with a sense of humour which helps when dealing with money, markets and looking out for our futures. We are very grateful that we have found a financial advisor whom we can trust."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I expect my financial advisor to be active on my behalf & help me have my money work for me. In the past I sometimes felt like a “captive” client, where the financial planner would assume that I would remain a client while providing very little ongoing value. I wanted to avoid planners who push products in which they have a vested interest & get paid trail commissions. I interviewed a number of planners, created a short list & chose Tim & Claire Mackay of Quantum Financial because they are the best fit for my needs. There are a number of areas I believe they excel in: Active in terms of recommendations & the logic behind their choices. On the ball - When something new comes into the market they keep me informed Regular newsletter which helps me understand the bigger picture when it comes to successful investing. Very responsive & always make time to see me. Above all, they provide me with sound financial advice, are very professional, knowledgeable & good communicators."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I was looking for someone whom I could trust to look after the affairs of my elderly and not very mobile mother. A financial advisor who was ethical, truly independent, honest, reliable and transparent in their dealings with investment houses. And I found not one, but two in Claire and Tim Mackay. Both of them are just delightful young people. They are very, very nice, very personable. Their greatest quality, in my view is that, I feel they are decent and honest. I truly believe that they have their client’s best interest at heart. I used to subscribe to all sorts of newspapers, financial reports etc., just to make sure that my financial advisor was kept on the straight and narrow. I don’t have to do this anymore. I trust Claire and Tim to do the right thing by my Mother. An enormous burden has been lifted off my shoulders. I feel most comfortable recommending Quantum to my family and. In fact, two of my siblings moved their affairs across to Claire and Tim Mackay."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I’ve been a client of Quantum Financial in Chatswood since 2011. After the sudden death of my husband, I felt very vulnerable and I knew I needed a financial advisor that I could trust implicitly. Not only was I left with quite a complex financial structure, but over the years I have heard some real horror stories as to how some financial advisors have taken advantage of their clients. I was worried about finding a reliable financial advisor that I could trust and have the peace of mind that my financial affairs were in safe and honest hands. Quantum Financial really do have integrity – there is continuity between what they say and what they do. I don’t ever get the sense that they do anything behind my back or are only telling part of the truth. I feel they’re very upfront and honest with me. I have no hesitation at all in recommending Tim and Claire of Quantum Financial in Chatswood to any of my family and friends."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I am taking the opportunity to post a review of Quantum Financial because, like so many others, I found it very difficult to identify financial planners that met my expectations. This was particularly true of exploratory meetings that I had with planners from one of the Big Four banks. At Quantum Financial, Tim and Claire Mackay operate in ways that seamlessly meet all of my requirements. Their academic qualifications in Accounting, Law, Economics, Commerce, Business and Financial Planning are significant factors for me. These qualifications and breadth of experience in banking and finance provide me with a level of expertise which far exceeds anything that I encountered anywhere else."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I feel I am hopeless when it comes to money and investment, all I am interested is what my financial security is and how my investments are going. I am very happy with the results that Quantum Financial has been able to achieve for me. Claire and Tim Mackay, Bill’s children, have now taken on the business, and I can only say that both of them are looking after me as well as their father did. They both are highly qualified, very knowledgeable; they care about my wellbeing and they keep me well informed."

  • Superannuation
  • Self Managed SuperFunds
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—8 of 8

My clients have reviewed me based on the following areas of advice

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Master of Business Administration

Level
9 - Masters Degree
Institution
London Business School
Completed
2002

Chartered Accountant (CA)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Chartered Accountants Australia and New Zealand (CA ANZ)
Completed
1995

Bachelor of Economics (Honours)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
The University of Sydney (USYD)
Completed
1994

SMSF Special Advisor

Level
6 - Advanced Diploma, Associate Degree
Institution
SMSF Association (SMSFA)
Completed
2010

Certified Financial Planner (CFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Financial Planning Association of Australia (FPA)
Completed
2009

Professional Memberships

Chartered Accountants Australia and New Zealand (CA ANZ)

Membership type
Chartered Accountant

Financial Planning Association of Australia (FPA)

Membership type
Certified Financial Planner

SMSF Association (SMSF)

Membership type
SMSF Specialist Advisor
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