Michelle Summers

HB Financial Wealth Management

Platinum
26 Yrs Experience
Sydney, NSW 2000

Recent reviews

HB Financial Wealth Management

Level 20, 1 York St
Sydney, NSW 2000

At a glance

  • Adviser status Platinum
  • Rating 4.60
  • Number of reviews 17
  • First year providing advice 1996
  • Years of experience 26
  • Highest qualification
    • Master of Financial Planning
  • Language spoken
    • English

Expertise

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Aged Care
  • Tax Strategies
  • Growing Assets
  • Wills & Estates

My fees

I offer a free initial consultation for potential new clients. Get in touch

Generally I look after SMSF clients that planning to retire or in retirement. This is my speciality. Initial advice is usually $3300 - $5500 and ongoing is 3600, 7200 to 10800 depending on complexity and value that can be provided to my client. I don't generally use administration systems like wraps/master trusts etc and provide consolidated reporting in my costs which most advisers do not do. I like to recommend direct investments also that save my client's fees, especially within the Australian sharemarket investment side of their portfolio.

Licensed by

Madison Financial Group Pty Ltd

AFSL 246679

4.60
17 Reviews
5
4
3
2
1
4.55
Clear communication
4.45
Knowledge & expertise
4.80
Customer care
4.65
Likely to recommend
Showing reviews 1—10 of 17

Sort by

4.00

"Michelle has provided professional advice re.SMSF as needed"

  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
3.50

"We've relied on Michelle for our investment strategies, including tax effectiveness. She's explained things in a clear way."

  • Self Managed SuperFunds
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michelle has given me advice in areas including loan products, and self managed super funds. Michelle was always able to explain things to me in a clear way. Through Michelle's knowledge and experience, I feel very confident that the advice given was right for my needs. I always received Michelle's full care and attention when I needed it."

  • Superannuation
  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Michelle has looked after our investment well since the sale of our business. She started a SMSF for us and has regularly and clearly communicated her investment strategy. No complaints at all!"

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michelle is very consistent in her advice to both myself and my husband. Michelle understands our views on risk and never tries to push us into investment opportunities that we are uncomfortable with. We believe the advice Michelle provides meet our long term expectations"

  • Superannuation
  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.50

"Michelle is always capable of advising me of the correct direction I should head"

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Socially Responsible
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.25

"Michelle provides sound advice on all our super funds needs. She is always available to discuss any issue with extensive industry knowledge in the ever changing industry and personal requirements. She provides verbal and written news of the issues and is able to lead us to make informed choices with her personal presentation. Highly recommended."

  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Have used Michelle for some years and she is always on top of our SMSF changes. Her advice has been backed up by solid research and she has been responsive to our needs. Can recommend her to anyone looking for financial advice."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Socially Responsible
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I appreciate the sensitivity, care and professionalism that Michelle has showed at our meetings.. She is wonderful. She is patient with me and takes care to ensure that I understand the matters that she is presenting. Her presentation at all times is clear and explicit. I thank her very much indeed."

  • Superannuation
  • Self Managed SuperFunds
  • Complex Investments
  • Tax Strategies
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michelle is currently providing advice to myself, my children and my sister in law. Before my mother in law died she was her adviser as well. Michelle helped me set up my SMSF and her ongoing advice has contributed greatly to its viability. Michelle has always been patient and prompt with understandable responses to enquiries. We have been with her since 2013. I look forward to continued association with Michelle to the benefit of my family."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Complex Investments
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 17

My clients have reviewed me based on the following areas of advice

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Wills & Estates

Qualifications & Training

Certified Financial Planner (CFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Financial Planning Association of Australia (FPA)
Completed
1999

Master of Financial Planning

Level
9 - Masters Degree
Institution
University of the Sunshine Coast (USC)
Completed
2005

SMSF Specialist Advisor (SSA)

Level
0 - Training / Exam / Other
Institution
SMSF Association (SMSFA)
Completed
2011

Diploma of Financial Planning (1-8)

Level
5 - Diploma
Institution
Deakin University
Completed
1997

Professional Memberships

Financial Planning Association of Australia (FPA)

Membership type
Associate

SMSF Association (SMSF)

Membership type
Associate
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