Michael Holmes

Financial Momentum VIC Pty Ltd

Gold
18 Yrs Experience
Wangaratta, VIC 3677
Michael first started in the Financial Services Industry in 1992 and became a Certified Financial Planner in 2003. He utilises his vast knowledge, experience and understanding to build strong bonds with clients by helping them achieve their goals and financial security. With his motivated personality, Michael is keen to set up long term Financial Plans for each of his clients, looking at their individual personal situation, and addressing their needs and objectives. Using the latest research software, Michael is able to utilize over thirty different companies to place his clients’ best interest first, by providing a large selection of Investment and Insurance options. With his previous experience working at the National Bank, Michael has a clear understanding of the circulation of Shares and Wealth Creation, through various Investments, both small and large. Michael has lived in Wangaratta since 1996 and is married to Kathy and together they have 4 children. Michael is also heavily involved in the local community where he volunteers his time with Anglicare to assist with Financial Counselling; he is the Treasurer of Business Wangaratta, Vice President of Victorian Poultry Fanciers Association and Vice Chair of the Royal Agricultural Society of Victoria (Melbourne Royal Show) – Poultry Section.

Expertise

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Margin Lending
  • Socially Responsible
  • Small Business Advice
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 4.80
  • Number of reviews 14
  • First year providing advice 2004
  • Years of experience 18
  • Highest qualifications
    • Certified Financial Planner (CFP)
    • Fellow Chartered Financial Practitioner (FChFP)
  • Language spoken
    • English

Financial Momentum VIC Pty Ltd

23 Ely Street
Wangaratta, VIC 3677

Licensed by

Count Financial Limited

AFSL 227232

4.80
14 Reviews
5
4
3
2
1
4.80
Clear communication
4.80
Knowledge & expertise
4.85
Customer care
4.85
Likely to recommend
Showing reviews 1—10 of 14

Sort by

5.00

"Michael is just good at his job with advise and is a great bloke"

  • Superannuation
  • Retirement & Pension
  • Cashflow & Income
  • Tax Strategies
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has always been extremely helpful with any advice given to me. If i don't understand something, he will explain it until i do, and he is very calm and patient, and has so much knowledge and experience. I know i am being well looked after."

  • Cashflow & Income
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"I have engaged Michael as my financial adviser since 1992. In this time he has continually kept abreast of my goals with strategies formulated to achieve. He is professional, approachable and knowledgeable. I have never found him to have anything else but my, as a client, best interests at the fore when advice is sought."

  • Superannuation
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has been fantastic advising and keeping us on track. He explains everything clearly and takes time and goes out of his way to accommodate us. We highly recommend Michaell and his knowledge and service."

  • Superannuation
  • Insurance Protection
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has understood our needs and has explained how our superannuation is travelling. We always have Michael's full care and attention and are very happy with the way he looks after our Superannuation."

  • Superannuation
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has given advice regarding super and planning income for retirement.His team have assisted greatly with paperwork regarding Centrelink and has always been available in a timely fashion to deal with issues as they have arisen. 2617 Bill"

  • Government Assistance
  • Superannuation
  • Managing Debt
  • Retirement & Pension
  • Cashflow & Income
  • Complex Investments
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Please note: your sample review does not accurately reflect my answers!"

  • Superannuation
  • Retirement & Pension
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Michael has given me advice in areas including purchase of shares and steps funding retirement. Michael was always able to explain things to me in a clear way. Through Michael's knowledge and experience, I feel very confident that the advice given was right for my needs. I always received Michael's full care and attention when I needed it.'"

  • Retirement & Pension
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"i have found over the years that Michael and his team are extremely professional, have a great understanding of there products and can explain them easily in non confusing language. Not only is Michaels team readily available to help out but Michael himself is always available when requested."

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"We are very happy with all the advice and information Michael has provided while organising our retirement pensions."

  • Superannuation
  • Retirement & Pension
  • Cashflow & Income
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 14

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Tax Strategies
  • Growing Assets
  • Budgeting

Qualifications & Training

Certified Financial Planner (CFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Financial Planning Association of Australia (FPA)
Completed
2003

Fellow Chartered Financial Practitioner (FChFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Association of Financial Advisers (AFA)
Completed
2011

Diploma of Financial Planning (DFP 1-8)

Level
6 - Advanced Diploma, Associate Degree
Institution
Financial Planning Association of Australia (FPA)
Completed
2003

Self Managed Superannuation Funds (SMSF)

Level
0 - Training / Exam / Other
Institution
Kaplan Professional
Completed
2004

Accredited Aged Care Professional

Level
0 - Training / Exam / Other
Institution
Aged Care Steps
Completed
2016

Professional Memberships

Association of Financial Advisers (AFA)

Membership type
Practitioner Member

Financial Planning Association of Australia (FPA)

Membership type
Certified Financial Planner
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