Gary Winwood-Smith

Sydney Financial Planning

20 Yrs Experience
Edgecliff, NSW 2027

They say 'money ain't everything' yet everything around me makes me want it.

Ever since I can remember I've been interested in money. The lesson of working hard for financial reward was instilled in me from a young age – delivering papers, washing cars, mowing the lawn, market stalls, packing groceries, I did it all as a kid in the quest for the latest Air Jordans.


I watched my parents work day and night so they could pay off their mortgage early. Daily sacrifices were made with this goal in mind. The plan was simple; work longer hours and pay off the mortgage ASAP, then we can live a little more in the future.

When we wanted something Dad would always say “money doesn’t grow on trees son”. I believed him until I heard “someone is sitting in the shade today because they planted a tree a long time ago”. This challenged everything I knew about money. I wanted to know more about these magical trees.

So I found a university course about money and what I was introduced to blew me away. A whole new outlook on money was presented to me – investing. I’d heard about this but I’d never seen anyone invest. I spent the majority of those 3 years in the campus library. I asked myself 'where have these truths been all my life?' and 'why hasn't anyone shared this with me?'. The reality is, you only know what you know. I now recognise the power and peace of mind that comes with having a good understanding of money principles.

Is having a good relationship with money one of the secrets to happiness?...For me and my family it is. A happy life for us is when the balance between living today and aspiring for tomorrow is in equilibrium. This is what I strive towards, for my family and my clients. If this resonates with you please get in touch with me.

Cheers Gary

Ph: 0403 261 292



  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
My fees
Get in touch

Initial plan and implementation is on a fixed fee quote basis, agreed by both parties prior to commencing relationship. Ongoing service and advice is provided on either a fixed flat fee or asset based fee basis and agreements are reviewed annually.

Recent reviews

At a glance

  • Adviser status Platinum
  • Rating 4.96
  • Number of reviews 90
  • First year providing advice 2004
  • Years of experience 20
  • Highest qualification
    • Bachelor of Commerce (Financial Planning and Investments)
  • Language spoken
    • English

Sydney Financial Planning

Suite 13, 201 New South Head Rd
Edgecliff, NSW 2027

Opening hours

  • 9:00am – 5:00pm Wednesday – Friday
  • 9:00am – 5:30pm Monday – Tuesday

Meeting methods

  • In person
    In person
  • Phone
  • Video call
    Video call

Licensed by

Charter Financial Planning

AFSL 234665