Stan Moffatt

I'm Stan Moffatt, Certified Financial Planner® and Senior Financial Planner at Pathwise Wealth.

At Pathwise Wealth, we provide straight-up financial advice for Toowoomba's wealth builders and retirement seekers. Locals who want clear direction and real progress with their money, and who don't want to wait to start ticking off their bucket list.

After more than two decades in financial planning - and a previous life in accounting - I've seen the same frustrations play out again and again. Good people earning good money but feeling like they're spinning their wheels. The income's there, but everything else feels scattered and uncertain.

My role is to take all those numbers and translate them into what really matters: can you afford that holiday, when could you step back from work, and how do you help your kids without putting your own security at risk?

There's a quiet satisfaction in knowing we've made someone's life easier, more secure, and full of possibility.

Being based in Toowoomba gives us something the big city firms can't offer - we genuinely know our community. Around here, reputation is built on real results for real people, and word travels fast.

That's why we keep things straight and honest. No jargon, no need to impress with fancy words - just conversations about money that make sense, backed by decisions that put you in a better position. And while we take our responsibility very seriously, we also like to share a laugh with our team and our clients.

Because life's too short for boring boardroom meetings. Money is a tool to fuel experiences and create memories - the caravan trips, overseas adventures, kids' weddings, and grandkids' grand final wins. Those are the conversations that matter most.

Who we help:

• Professionals with solid incomes but no clear plan
• Families investing in their future
• People approaching retirement who want clarity and confidence
• Those making a fresh start after life changes such as separation, loss of a partner, or receiving an inheritance
• Locals facing big financial decisions after a TPD payout

At the end of the day, money isn't just numbers - it's about creating security, fuelling experiences, and building the future you want. Our goal is to give people the clarity and confidence to make those things happen.