John Csongei

I'm a financial adviser with over 25 years’ experience providing advice across superannuation, retirement planning and personal risk insurance.

I specialise in advising pre‑retirees and retirees, assisting clients to make informed, tax‑effective decisions as they transition into retirement and manage their finances throughout retirement. My key areas of expertise include superannuation structuring, retirement income planning, taxation strategies and ensuring appropriate personal insurance protection is in place.

A valued component of my service offering is Centrelink management, including acting as a Centrelink correspondence nominee where appropriate. Many clients find this service particularly beneficial, as it simplifies ongoing interactions with Centrelink, improves accuracy and timeliness, and reduces the stress often associated with managing retirement entitlements.

While I am not aligned with any product provider, I have extensive experience across a broad range of investment platforms, funds and insurers. Where appropriate, I may recommend certain providers based on service quality, reliability and suitability, as this can support more effective administration and better long‑term outcomes for clients. Product recommendations are always guided by client needs rather than any commercial alignment.

Client appointments are conducted either at an office location close to the Adelaide city or, where preferred, in clients’ homes or a mutually agreed location.

My practice primarily operates on a fee‑for‑service basis, with fees generally charged to investment assets, usually within superannuation. I also provide personal risk insurance advice, where commissions are included within the policy premium.

I'm a Responsible Officer of Wealth Point Pty Ltd, the holder of the Australian Financial Services Licence under which I operate, and the Director of Financial Tuner Pty Ltd, my sole-trader advice practice.

I enjoy spending time with my family, exploring the outdoors, and distance running. I remain fully committed to the future and expect to continue advising clients for at least the next 15 to 20 years.

The outcome my clients value most is peace of mind, knowing an experienced adviser is carefully managing their financial affairs as their needs change.