Steve Melling

Paul Melling & Associates Pty Ltd

Platinum
19 Yrs Experience
Heidelberg, VIC 3084
Specialising in investment management and financial advice to retirees in Melbourne.

Expertise

  • Superannuation
  • Retirement & Pension
  • Growing Assets

My fees

I offer a free initial consultation for potential new clients. Get in touch

Minimum fee $2,750 per annum based on 0.55%pa of $500,000 invested.

Recent reviews

At a glance

  • Adviser status Platinum
  • Rating 4.55
  • Number of reviews 22
  • First year providing advice 2003
  • Years of experience 19
  • Highest qualifications
    • Master of Applied Finance
    • Master of Banking and Finance Law
  • Language spoken
    • English

Paul Melling & Associates Pty Ltd

Suite 1, 486 Lower Heidelberg Road
Heidelberg, VIC 3084

Opening hours

  • 10:00am – 3:00pm Monday – Friday

Meeting methods

  • In person
    In person
  • Phone
    Phone
  • Video call
    Video call

Licensed by

Paul Melling & Associates Pty Ltd

AFSL 231247

4.55
22 Reviews
5
4
3
2
1
4.60
Clear communication
4.55
Knowledge & expertise
4.75
Customer care
4.25
Likely to recommend
Showing reviews 1—10 of 22

Sort by

3.50

"His investment strategy with our allocated pensions are very good."

  • Retirement & Pension
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"We have been clients of Steven (Paul Melling) for 28 years and have never had any reason to go elsewhere. Steven has assisted with a diverse range of issues including initial super monies (lump sums), annuities, shares, wills and investments to name a few. Having now entered the world of aged care with all it's complexities we will very soon be requesting his help to resolve the multitude of issues that will arise. We have complete faith that these will be addressed to our satisfaction."

  • Superannuation
  • Retirement & Pension
  • Aged Care
  • Tax Strategies
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Over the last 20 years my husband and I have been well advised by Steve and Melling Retirement Planning and it has ensured our retirement has been very secure and comfortable. We have always been very happy to recommend Steve to our Family, friends and work colleagues over the years and I will continue to do so as Steve explains things in a way that is very easy to understand and his knowledge and experience has been invaluable to me in recent times with a deceased estate."

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Cashflow & Income
  • Tax Strategies
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I was referred to Paul Melling in approx 1997 and have had nothing but amazing service ever since. I would not hesitate to recommend the business to friends and indeed have done so over the years and many have taken up the recommendation and are still clients today."

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.00

"Paul Melling and now Steve Melling have been very good investors for me as I am now too old to understand my finances"

  • Government Assistance
  • Superannuation
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Borrowing
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Steven has given me advice in several areas relating to management and investment of my funds on retirement and ongoing financial needs. He is readily accessible and helpful."

  • Retirement & Pension
  • Cashflow & Income
  • Complex Investments
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Retired in 1987-got burnt by a rogue Adviser & the crash in Oct.1987. I took over all my remaining Superannuation funds myself. Back to work for 3 years. A friend who heard of my plight introduced me to Paul. Been with Paul & Steve ever since. Their integrity & knowledge of investment is beyond reproach. I cannot estimate as to how many meetings I have had over the years with Paul & Steven. I know the advise Steve has given me regarding managing debt,my Superannuation & Government support has been of the highest level. Steve has my last two small Superannuation invested in such away, even though I draw on them monthly, they hardly decrease in value. I am so happy and contended with my set up that Steve has provided for me; I see no reason for having a yearly meeting to assess my situation. Although I do at times request information re other Aged matters."

  • Government Assistance
  • Superannuation
  • Retirement & Pension
  • Aged Care
  • Cashflow & Income
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Steven has followed on from his father (Paul) and always given us good advice. We are very happy with the advice received in the past and we are financially confident of the future."

  • Cashflow & Income
  • Tax Strategies
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.25

"My contact with Steve is through my husband - now deceased. At all times since the transition to my care I have found Steve and his colleagues to be helpful through several stressful times. Historical confidence as well as 'current dealings' is most important - not only from a monetary viewpoint but plays a great part in my current age/health situation. I am glad that I do not have a weave my way around the current financial offerings. I would recommend Steve and his company to people I know intimately based on my own personal experience."

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.25

"I am very happy with the assistance I have received from Paul, Steven and Michael over the last 20 years. June 3765"

  • Government Assistance
  • Retirement & Pension
  • Cashflow & Income
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 22

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Aged Care
  • Cashflow & Income
  • Complex Investments
  • Socially Responsible
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Graduate Diploma of Applied Finance and Investment

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Financial Services Institute of Australasia (FINSIA) (prev SIA)
Completed
2000

Master of Applied Finance

Level
9 - Masters Degree
Institution
Macquarie University
Completed
2002

Master of Banking and Finance Law

Level
9 - Masters Degree
Institution
University of Melbourne (UOM)
Completed
2017

Ethics and Professionalism in Financial Advice - Bridging Course

Level
0 - Training / Exam / Other
Institution
Kaplan Professional
Completed
2019

Chartered Financial Analyst (CFA)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
CFA Institute (CFA)
Completed
2004

Professional Memberships

Association of Financial Advisers (AFA)

Membership type
Member

Association of Superannuation Funds Australia (ASFA)

Membership type
Member

Chartered Alternative Investment Analyst Association (CAIA)

Membership type
Member

CFA Institute (CFA)

Membership type
Member

Global Association of Risk Professionals (GARP)

Membership type
Member
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