Susan O'Neill

I'm Susan O'Neill, a Financial Adviser at Inovayt Wealth in West Melbourne. With 15 of experience in the financial industry, I work with individuals, couples, and families to build clarity around their money, at every stage of life.

My advice covers the full spectrum of personal financial planning: superannuation and retirement income strategies, investment portfolios, personal insurance, SMSFs, and debt management. I'm also one of the few advisers in Victoria with specialist accreditation in Aged Care financial advice — helping families navigate the often complex and emotional decisions around residential aged care funding, home care packages, and Centrelink/DVA entitlements with confidence and compassion.

I believe great financial advice goes beyond the numbers. It's about understanding what matters most to you, whether that's retiring comfortably, protecting your family, reducing tax, or getting the most from your Centrelink entitlements, and building a plan that actually reflects your life.

I take a genuinely holistic approach, working closely with my clients' accountants, solicitors, and the team at Inovayt Finance where home lending intersects with wealth strategy.

If you're looking for an adviser who will take the time to truly understand your situation and give you clear, practical advice you can act on, I'd love to have a conversation.