James Malcolm

Foster Wealth

1 Yr Experience
Penrith, NSW 2750

As a Wealth Adviser and SMSF Specialist Adviser™ (SSA) with an accounting background, I offer a holistic advice service looking at all your financial aspects with you, with what you desire and aspire to achieve for your future. I take the complexity out of your financial future, developing strategies to maximise use of the tax and superannuation systems to your advantage. With this simplicity then designing a tailored plan for your financial future that fits your needs and aspirations.

Building your financial future shouldn't feel like a puzzle.

I'm passionate about empowering individuals and families to build a future filled with financial certainty, security, and well-being. Allowing you to thrive.

I enjoy working closely with clients, planning and fine-tuning ongoing strategies over time and responding to life’s events as and before they occur, to ensure they are appropriate to achieving your goals.

I enjoy working with self-managed super funds, family trusts and other entities, building valuable strategies, allowing potential value to be unlocked and giving you greater control and flexibility over your financial future. I look for like minded Accountants, Lawyers & Mortgage Brokers who want the best professional advice for their clients.

I have been working in professional financial services, in Australia, UK, NZ and Asia since 1991.

I advise a range of clients via offices in the Western Sydney area and by appointment in the Sydney CBD.

SMSF Specialist Advisor™ (SSA) with the SMSF Association, an Affiliate member of the FAAA (AFP) with a Master's degree in Financial Planning and a Master's degree in Professional Accounting.

Foster Wealth is a Corporate Authorised Representative of Templestone Financial Services Pty Ltd:


Retirement Planning;

Self-Managed Super Funds;

Family Trusts & Testamentary Trusts;

Debt management;

Cashflow management;

Succession Planning;


Direct Equities;


Margin lending;

Cash and Fixed interest;

and Estate planning


  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Socially Responsible
  • Small Business Advice
  • Tax Strategies
  • Growing Assets
  • Wills & Estates

My fees

I offer a free initial consultation for potential new clients. Get in touch

My fees are based on a fee for services provided. To onboard a new client in the current financial and compliance environment requires a great deal of time and effort so we base our fees on a minimum $4,800; additional for more complex services.

Recent reviews

At a glance

  • Adviser status Silver
  • Rating 5.00
  • Number of reviews 1
  • Years of experience 1
  • Highest qualifications
    • Master of Commerce
    • Master of Financial Planning
  • Language spoken
    • English

Foster Wealth

Suite 302, 101A Lord Sheffield Cct
Penrith, NSW 2750

Opening hours

  • 8:30am – 5:00pm Monday – Friday

Meeting methods

  • In person
    In person
  • Phone
  • Video call
    Video call

Licensed by

Templestone Financial Services Pty Ltd

AFSL 523831