Ben Cole

Fowler's Group

Bronze

3 Yrs Experience

Cairns, QLD 4870

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🤝 Hi I’m Ben - a licensed financial adviser based in Cairns, Far North Queensland, but servicing clients all over the country.

I help Aussies build clarity and confidence with money - so it supports a life that feels balanced, not just “successful on paper”.

Many people earn well, yet still feel unsure whether they’re actually on track.

Most of my work is with small business owners, professionals, and families who want clear direction without hype, jargon, or pressure. They’re not chasing shortcuts - they want to make smart decisions, reduce stress, and build progress that actually lasts.

My approach is intentionally simple and long-term:

> strong cashflow foundations

> habits and systems that reduce decision fatigue

> evidence-based investing

> superannuation, risk protection, and structure done properly

> advice that fits real life, not spreadsheets in isolation.

Before financial planning, I spent five years in tax accounting at a large multi-national firm. I hold a Bachelor of Business (Accounting), a Graduate Diploma of Financial Planning, and I lectured financial planning for 2 years at James Cook University.

I believe most people don’t need more financial information - they need clearer thinking, better structure, and someone calm in their corner.

Outside of the boardroom, I’m a singer/guitarist, hosted 'The Betterment Project' podcast and have been delivering my 'Money Masterclass' lunch & learn sessions to the local community. You can also follow my socials on Instagram and TikTok @ben_money_method, where I deliver bite-size money education, strategies, tips and tricks.

If you value clarity over complexity, systems over stress, and progress over perfection - let’s connect.

Superannuation
Insurance Protection
Managing Debt
Retirement & Pension
Cashflow & Income
Small Business Advice
Tax Strategies
Growing Assets
Wills & Estates
Budgeting

5.00 October 2025

Ben is fantastic to deal with, he is very open and doesn't make you feel like you are asking any silly questions if you don't know something. He always goes above and beyond and takes the time to ensure we understand and comprehend what he is speaking about before any action is taken. His knowledge on all things finance is astounding, we have complete confidence in trusting him with our financial future. His communication is very good and he follows up regularly when working through any changes. In addition to the standard financial advice, planning, superannuation, investing and risk protection work, Ben has also been very open and listened to an additional business project I have been working on. His guidance through this process has and will be instrumental to the support and change in lifestyle for our family in the future. We are very pleased to have Ben helping us with our financial targets and future, and have full confidence if anything bad happens that our family will be supported accordingly and how we have planned. Thanks for everything

5.00 July 2025

I’m so grateful to have found Ben to help me navigate my ongoing financial planning journey.

Having worked solidly over many decades and paid more attention to my work than my financial future, thankfully I found Ben some years ago and he has given me valuable and considered advice about how to best manage my overall financial position to achieve positive outcomes to date and I’m sure into the future.

Previous experience in dealing with the banking sector and providers of financial advice services left me with a sense of just being a number and coming away with no wise or tailored guidance on future planning. I’ve found Ben to have the personal qualities and ability to discuss an array of financial planning concepts in a clear, concise and trustworthy manner – be it superannuation, personal tax or investment management related.

Now retired, I do not think being financially confident in retirement can be underestimated and Ben has helped me achieve that confidence.

Ben’s professional experience and wealth of knowledge in the financial advising space is truly impressive.

5.00 July 2025

Having been in one superannuation fund my whole career, and upon approaching retirement years, I thought it was time to get serious about understanding my potential financial needs ahead of when I actually did retire. Ben not only has incredible knowledge around all aspects of retirement planning but is endlessly patient with explaining a range of super and related concepts to someone who is not that financially literate. He does so enthusiastically, and in a plain-speaking and reassuring way. He is a big comfort when the world economy appears so tumultuous, and I am very happy with how my investments are being managed. I only wish I'd have known about Ben much earlier than I did.

5.00 July 2025

My wife and I have been working with Ben for just over a year now. At the time, we were feeling unsure about our finances and knew we needed someone to guide us through the process. Thankfully, we found Ben and he’s been a huge part of helping us get on the right track.

He’s assisted us across a range of areas including superannuation, insurance, investing, property investment, borrowing, and tax strategies. Looking back, we only wish we’d started working with him sooner!

Ben’s a genuine guy and very easy to work with. We’ve felt supported and well-informed throughout the entire journey. Highly recommended.