Bianca Carroll

Smart Private Wealth

2 Yrs Experience
Mornington, VIC 3931


I’m Bianca, your dedicated financial adviser from the picturesque Mornington Peninsula. My journey from the calm and meticulous world of veterinary nursing to the intricate and rewarding realm of financial planning has been both unique and enlightening. Growing up amidst the open spaces, friendly faces, and serene beaches of the Peninsula has deeply embedded in me a love for community and a desire to see those around me thrive.

My initial career in veterinary nursing taught me the importance of calm, organized, and precise planning in high-stakes situations. However, as my family grew, I sought a career that would allow me to blend my organizational skills with a more balanced lifestyle. That’s when I discovered my second passion: financial planning.

Joining SMART Business Solutions, I found that my knack for organization, planning, and preparation was not just appreciated but crucial in the financial planning sector. Under the mentorship of Shannon Smit, I embarked on an accelerated educational journey, completing my Masters in Financial Planning in just two years and achieving top marks in Australia for my Aged Care unit.

My accolades, such as being a finalist in the IFA Awards and winning the Count Financial Emerging Adviser of the Year in 2023, are not just awards but testaments to my dedication to ensuring you, my clients, receive top-tier advice and strategies tailored to your unique financial landscape.

My expertise spans retirement planning, aged care strategies, and asset protection, with a keen eye also turned towards property investment. I’m not just looking at numbers; I’m looking at your dreams, your goals, and your future. I’m always on the hunt for new opportunities to build your wealth, ensuring your goals are not just met but exceeded.

Working with me, you’re not just gaining a financial adviser; you’re gaining a partner in your financial journey. I bring to the table not only my expertise and accolades but also a genuine care for your financial wellbeing and future. I’m here to navigate you through the myriad of financial opportunities and challenges, ensuring your journey is not just profitable but also enjoyable.

In a world brimming with opportunities, I’m here to help you catch the ones that will propel you towards your financial goals. Let’s navigate your financial future together, ensuring stability, growth, and prosperity in every step of your journey.

Warm regards,



  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Aged Care
  • Property Investment
  • Cashflow & Income
  • Complex Investments
  • Growing Assets
  • Wills & Estates

My fees

I offer a free initial consultation for potential new clients. Get in touch

At Smart Private Wealth we firmly believe you should get what you pay for. We are a fee-for-service firm, which means we outline every step of your financial planning process with a corresponding value. We get paid for the advice we provide, not for the products we recommend.

We believe that a fee-for-service arrangement ensures that you feel confident that we have your best interests at the forefront of every part of your financial plan. It makes for a transparent and honest transaction that we hope you agree, ensures a better long term financial relationship.

Please visit our website for detailed information on our fees:

Recent reviews

At a glance

  • Adviser status Bronze
  • Rating 5.00
  • Number of reviews 5
  • Years of experience 2
  • Highest qualification
    • Master of Financial Planning
  • Language spoken
    • English

Smart Private Wealth

Level 1, 328 Main Street
Mornington, VIC 3931

Opening hours

  • 9:00am – 5:00pm Monday – Thursday
  • 9:00am – 3:00pm Friday

Meeting methods

  • In person
    In person
  • Phone
  • Video call
    Video call

Licensed by

Count Financial Limited

AFSL 227232