Mark Dela Cruz

First and foremost, I cannot speak highly enough of Mark and what he has been able to achieve for me.

I was becoming increasingly concerned about my retirement position, as the years went by. In particular, I observed the position my industry superfund was putting me in. Many years of loyal service, thinking I would have enough money in retirement to live comfortably, but I was wrong. I realised that I needed to take control of my own funds, but I needed an expert to make that happen. This is where Mark stepped in and my self managed super fund started to make progress.

From the onset, he put me at ease. Mark explained things in detail and did a lot of work to make sure I was in the best position moving forward. With Mark's expertise, I am now confident that my retirement will be sooner and a lot more enjoyable.

I have already recommended Mark to my work colleagues, friends and family members. This is not something I would do, unless I was completely confident in Mark's ability.

My greatest regret, is not getting an expert, such as Mark, to manage my superannuation earlier.

Mark has provided very important advice to me, only after really speaking with me at a human level to find out not only my financial position and goals. He put just as much emphasis on understanding my lifestyle and personal needs and goals. Originally the reason for the advice related to my super. Unlike many other advisers who only consider investing in isolation, Mark took a wholistic approach considering all aspects of life, and his advice is always incredibly practical and down to earth to ensure my day to day money management supports my lifestyle now, and my medium and longer term goals. I have been very wary of advisors in the past, but I found Mark really genuine and caring, discussing around every aspect of life to ensure I had everything tuned to my benefit, down to organising my budget and how I should set up structures for myself to manage that day to day. I would recommend Mark to anyone at any level of financial competency. I was very nervous about managing my money, and despite this, I always feel well respected in my conversations with Mark, who patiently explains everything very logically, taking the worry out of it. I now feel really confident, backed up by Mark's advice. He has sorted out my insurances and super, which is now getting great returns, and continues to be a valuable adviser.

Mark is the epitome of a good advisor. He is always proactive and always has our best interest at heart, even when that means his fees are reduced. He has taken the time to get to know us genuinely, which is obvious by the questions he asks, his advice, and his actions on our behalf. Under Mark's stewardship, we have seen our SMSF grow nicely, and thanks to him, we were ready when things didn't work out quite as we had hoped with an early retirement.

I have absolute confidence in saying that Mark genuinely cares about his clients and is 100% committed to seeing them get as far ahead as possible financially. He is personable, knowledgeable, and a delight to speak with during our calls.

I recommend Mark to friends and family, and I would thoroughly recommend him to you as well.

Mark took the time to understand my current situation, appetite for risk and preferred growth strategies and then helped and guided me to possibilities I didn't know existed. He is always ready to listen, isn't pushy and is so easy to talk to ensuring I understand each step (even if he needs to explain it in a few different ways). Can't recommend Mark enough - I'm hoping you will be as extremely satisfied and secured in your decisions and actions as I have been. Thank you Mark - truly an amazing asset to UCG and a caring adviser.