29 Reviews

Michael Zaia

Freshwater Wealth

Gold

8 Yrs Experience

Sydney, NSW 2000

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Phone - 0415 032 369

I help people make sense of their finances, so they can spend more time focusing on the things that matter most to them.

As a financial adviser, I work closely with clients to understand their individual circumstances, values, and goals. From there, I develop clear, practical strategies designed to provide confidence and direction — not complexity.

My advice covers investments, superannuation, risk management (life insurance), and retirement planning. I focus on helping clients make informed decisions, adapt as life changes, and feel supported at every stage of their financial journey.

Superannuation
Insurance Protection
Retirement & Pension
Self Managed SuperFunds
Shares & Investments
Cashflow & Income
Socially Responsible
Tax Strategies
Growing Assets

The fees will depend on your own circumstances, the scope of work and how I can help.

5.00 October 2025

Michael takes the time to understand your position and future financial and lifestyle objectives and tailors a plan to meet those needs. He is clear in his communication and is trustworthy and reliable.

5.00 October 2025

Michael, as always, was very easy to talk to and understand what he was explaining.

5.00 September 2025

Michael's approach to financial advising is both thoughtful and personalised. Michael took time to ensure that the financial plan was tailored to fit my own circumstances and longer-term goals. He is professional, has high integrity and genuinely cares for you as the client and takes the time to explain all details carefully. I highly recommend Michael as a financial adviser.

5.00 September 2025

I have been a client of Michael's for approximately 5 years, during which time he has advised me on my SMSF strategy, a transition to retirement strategy and adjusting pension strategies to meet changing circumstances. I have always found Michael to be very clear in his communications, very timely in responses and providing sound evidence for his recommendations. I have no hesitation in recommending Michael to anyone who is seeking an adviser who takes an interest in his client's needs and expectations and then delivers in a timely and well communicated manner.

5.00 September 2025

Michael has been my financial adviser for over 5 years. I have every faith in him. His advice is always very measured and balanced and he presents everything in a very thoughtful manner. A few years ago I was going through a bit of a tough time being in between jobs but speaking to Michael and getting his advice at this time was very calming for me and I was able to get through that tough period. Michael always has the best options to present and it is easy to see that he has done a lot of research before giving me those options. I would not hesitate to recommend Michael for all your financial advice needs.