Thomas Sweeny

HPH Solutions

Silver
4 Yrs Experience
Como, WA 6152
Growing up I was always a why person – I learnt quite early on that it was important to not just accept information at face value and always try to question and understand things. Some would call me curious, I liked to call myself inquisitive… Those around me always did the best they could to provide the appropriate answers to questions I raised, however money questions were never answered with a straight face, I remember responses along the lines of “money doesn’t grow on trees” or “you’ll understand better one day.” I did my best to understand the complexities of money. All that I do remember is constantly seeing money as the cause of so many problems. I remember the common question asked at family gatherings when I was quite young being “what’s your favourite school subject” to which I would usually reply “maths”- it just made sense to me. As the years went on I began to enjoy working with numbers less and less and joked that when the alphabet was brought into the classroom my enjoyment for maths disappeared. Maths had lost its meaning and I couldn’t see the value in trying to calculate a derivative for the sake of answering question 39c) of the third of ten chapters – I needed more meaning than “practice makes perfect”. In high school, I fell in love with economics – this was the first time someone or something could explain financial markets to me, it was so intriguing, all the complexities and finally a way of using mathematics but with a purpose. Again, in my studies there was evidence of people making financial mistakes, whether it be fundamentals such as spending more than they earn and getting themselves into credit card debt or working a part time job and noticing all these people not interested in their superannuation from such a young age. Economics became my focus – it just made sense, there was someone for once talking about financial issues in a logical way that inspired me to follow the commerce pathway into university. I was fortunate enough to be given the opportunity to spend my university years in an administration role in a small financial planning firm, grasping with the basics and learning both at work and at university. I also worked in both hospitality and retail roles during this time – making the most of semester breaks earning extra money where I could and enjoying connecting with customers on a more personal level. Skip a few years and now I am fortunate enough to work with HPH Solutions where we help our clients along their journey to a better financial life. It’s hard to explain why I enjoy what I do however I guess working with numbers with a purpose does make it more enjoyable than just to get to the end of a mathematics exercise book. My planning expertise ranges from GESB West State and GESB Gold State to SMSF's, Family Trusts, Self-Employed people, Property portfolio's and everything in between. Get in touch to see how I can help you tsweeny@hphsolutions.com.au

Expertise

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Financial Hardship
  • Redundancy
  • Cashflow & Income
  • Complex Investments
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

No upfront or one-off costs, only an ongoing retainer to access my services.

Recent reviews

At a glance

  • Adviser status Silver
  • Rating 4.90
  • Number of reviews 15
  • First year providing advice 2018
  • Years of experience 4
  • Highest qualification
    • Bachelor of Commerce (Economics & Finance)
  • Language spoken
    • English

HPH Solutions

123 Melville Parade
Como, WA 6152

Opening hours

  • 9:00am – 4:00pm Friday
  • 9:00am – 5:00pm Monday – Thursday

Meeting methods

  • In person
    In person
  • Phone
    Phone
  • Video call
    Video call

Licensed by

HPH Solutions

AFSL 337755

4.90
15 Reviews
5
4
3
2
1
4.85
Clear communication
4.75
Knowledge & expertise
4.95
Customer care
5.00
Likely to recommend
Showing reviews 1—10 of 15

Sort by

5.00

"Thomas is always thoroughly prepared for our regular catch-up/reviews and very responsive to adhoc queries throughout the year. He has a deep knowledge of our circumstances, position and goals, answers questions thoroughly with justifications, research and / or examples and proactively raises issues/opportunities as legislation or other factors change (such as our kids turning 18). With the backing of HPH over the years Thomas and colleagues have consolidated and simplified our affairs and ensured we are in a great position ahead of retirement. I have full trust in advice provided, based on previous years of advice and outcomes achieved. Referral partners for estate planning and broker have been excellent, with similar culture and approach to HPH Highly recommend Thomas and HPH!"

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Cashflow & Income
  • Complex Investments
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on December 2021

"Thanks Paul for the feedback!"

5.00

"Thomas has given me advice in areas including loan products, self managed super funds and managing debt. Thomas was usually able to explain things to me in a clear way. Through Thomas's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received Thomas’ full care and attention when ever I needed it."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on November 2021

"Thank you very much Michald! I'm excited to see you achieve the goals we've set out over these next few years! I know you can do it."

5.00

"Thomas is fantastic to work with. He has provided me with advice on my super, ethical investment options, a financial plan and planning for retirement. He genuinely listens and wants to to make sure that he understands my circumstances and needs, and explains scenarios and options in a clear and concise way that enables me to make an informed choice that aligns with my lifestyle. I highly recommend Thomas to anybody seeking financial planning advice given his skills and experience and the advice that he has provided to me."

  • Superannuation
  • Retirement & Pension
  • Socially Responsible
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on September 2021

"Thank you very much for the kind words Michelle! I look forward to continuing to work with you for many years to come."

5.00

"'Thomas has given me advice in areas including loan products, self managed super funds and managing debt. Thomas was always able to explain things to me in a clear way. Through Thomas's knowledge and experience, I feel very confident that the advice given was right for my needs. I always received Thomas's full care and attention when I needed it.' I would recommend Thomas and HPH to anyone wanting financial freedom into the future. The advice is tailored to and individuals or family risk profile. The advice and financial planning is definitely worth the time and money."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Borrowing
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on April 2021

"Thank you very much Todd for the feedback!"

5.00

"Thomas has been assisting us with great advice in relation to managing our current debt levels and projecting how to reduce them while still being able to live the lifestyle we want. Thomas has good interpersonal skills and we’re developing a great business relationship. We’ve very happy with the advice and in-depth documentation that we can look back on as a reference. Very happy with his service."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Cashflow & Income
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on February 2021

"Thank you very much Jeff! It's a pleasure working with you both. I hope to be able to build on our plan over the next few years and continue to provide more guidance as your retirement becomes closer. I am looking forward to continuing to work with you both for many years to come."

4.75

"Trying to run a SMSF once my husband passed away was cumbersome . Keeping up with investments scattered in various portfolios etc was not an ideal situation and I recognised that the SMSF was no longer relevant to my current situation, not to mention the ever changing Government legislation, returns and accounting fees every year. I am the type of person that takes time to make changes but with the help from HPH, Thomas Sweeney and Gill Thomas the transfer over to a Managed Fund was seamless I am grateful for the advice and continuing support and have no hesitation recommending Thomas and HPH Solutions"

  • Superannuation
  • Retirement & Pension
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on February 2021

"Thanks so much Sheelagh, it's a pleasure to work with you and always great to be able to provide reassurance and advice."

5.00

"Thomas and the HPH staff more broadly, listen to us. Deep listening. When my wife and I meet with HPH it has always been with two HPH people and a meeting lasts a minimum of two hours. Always thorough. Thomas is meticulous with understanding our particular situation and excellent at highlighting the different risk profiles attached to each potential scenario. At times Thomas challenges us about our assumptions in order to hone the optimum outcome."

  • Superannuation
  • Retirement & Pension
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on January 2021

"Thank you very much Ford, it's always a pleasure working with both you and Janine, looking forward to helping out for the years to come."

5.00

"Thomas has been able to provide us with the advice and reassurance that enables us to have complete financial freedom. We know that we have enough for retirement and he ensures that we are enjoying our money/lifestyle now. This allows us to live the life that we choose without the concerns of the future"

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Tax Strategies
  • Growing Assets
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on January 2021

"Thank you Sara for the review, hope you and the family are all keeping well."

5.00

"Thomas is very easy to talk to and understand. He clearly explains the information and why they are investing the way they are. We feel he has our best interest in mind."

  • Superannuation
  • Retirement & Pension
  • Cashflow & Income
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on November 2020

"Thanks Archie, it's a pleasure working with you and Joanne :)"

4.75

"I have found Thomas to be very approachable and easy to deal with . his knowledge and guidance have helped me in my retirement planning i have no hesitation in recommending him to family and friends . If only i had started working with him and HPH earlier !"

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Thomas Sweeny profile photo

Thomas Sweeny responded on November 2020

"Thanks Doug, always good to catch up with you."

Showing reviews 1—10 of 15

My clients have reviewed me based on the following areas of advice

  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Cashflow & Income
  • Complex Investments
  • Expat Finance
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Diploma of Financial Planning (1-8)

Level
5 - Diploma
Institution
Kaplan Professional
Completed
2018

Bachelor of Commerce (Economics & Finance)

Level
7 - Bachelor Degree
Institution
The University of Western Australia (UWA)
Completed
2017

Professional Memberships

Financial Planning Association of Australia (FPA)

Membership type
AFP
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