Growing up I was always a why person – I learnt quite early on that it was important to not just accept information at face value and always try to question and understand things. Some would call me curious, I liked to call myself inquisitive…
Those around me always did the best they could to provide the appropriate answers to questions I raised, however money questions were never answered with a straight face, I remember responses along the lines of “money doesn’t grow on trees” or “you’ll understand better one day.” I did my best to understand the complexities of money. All that I do remember is constantly seeing money as the cause of so many problems.
I remember the common question asked at family gatherings when I was quite young being “what’s your favourite school subject” to which I would usually reply “maths”- it just made sense to me. As the years went on I began to enjoy working with numbers less and less and joked that when the alphabet was brought into the classroom my enjoyment for maths disappeared. Maths had lost its meaning and I couldn’t see the value in trying to calculate a derivative for the sake of answering question 39c) of the third of ten chapters – I needed more meaning than “practice makes perfect”.
In high school, I fell in love with economics – this was the first time someone or something could explain financial markets to me, it was so intriguing, all the complexities and finally a way of using mathematics but with a purpose. Again, in my studies there was evidence of people making financial mistakes, whether it be fundamentals such as spending more than they earn and getting themselves into credit card debt or working a part time job and noticing all these people not interested in their superannuation from such a young age. Economics became my focus – it just made sense, there was someone for once talking about financial issues in a logical way that inspired me to follow the commerce pathway into university.
I was fortunate enough to be given the opportunity to spend my university years in an administration role in a small financial planning firm, grasping with the basics and learning both at work and at university. I also worked in both hospitality and retail roles during this time – making the most of semester breaks earning extra money where I could and enjoying connecting with customers on a more personal level.
Skip a few years and now I am fortunate enough to work with HPH Solutions where we help our clients along their journey to a better financial life. It’s hard to explain why I enjoy what I do however I guess working with numbers with a purpose does make it more enjoyable than just to get to the end of a mathematics exercise book.
My planning expertise ranges from GESB West State and GESB Gold State to SMSF's, Family Trusts, Self-Employed people, Property portfolio's and everything in between. Get in touch to see how I can help you email@example.com
No upfront or one-off costs, only an ongoing retainer to access my services.
I was coming close to retirement age but aimed to continue working and had always looked after my own affairs. The advice provided by Thomas was outstanding, covering all my requirements and providing invaluable peace of mind.
My partner and I have been with HPH ... happily & successfully ... for 15 years but only two years with Thomas looking after us. We have been more than happy with the care and knowledge he has shared with us. His real estate knowledge meant he could advise and keep an eye on our property settlement and subsequent investment and guided us through an unexpected pension benefit. He is a pleasure to deal with. I would ... and have ... recommend him.
I find Thomas always very professional , courteous and easy to speak to. He has always taken the time to explain himself very well to
any questions that I might have. Thomas has only been my advisor for just over 12 months and I'm looking forward to working with him into the future.
Thomas is always thoroughly prepared for our regular catch-up/reviews and very responsive to adhoc queries throughout the year. He has a deep knowledge of our circumstances, position and goals, answers questions thoroughly with justifications, research and / or examples and proactively raises issues/opportunities as legislation or other factors change (such as our kids turning 18). With the backing of HPH over the years Thomas and colleagues have consolidated and simplified our affairs and ensured we are in a great position ahead of retirement. I have full trust in advice provided, based on previous years of advice and outcomes achieved. Referral partners for estate planning and broker have been excellent, with similar culture and approach to HPH Highly recommend Thomas and HPH!
Thomas has given me advice in areas including loan products, self managed super funds and managing debt. Thomas was usually able to explain things to me in a clear way. Through Thomas's knowledge and experience, I feel very confident that the advice given was right for my needs. I usually received Thomas’ full care and attention when ever I needed it.
- Adviser status Gold
- Number of reviews 18
- First year providing advice 2018
- Years of experience 5
- Bachelor of Commerce (Economics & Finance)
HPH Solutions123 Melville Parade
Como, WA 6152
- 9:00am – 4:00pm Friday
- 9:00am – 5:00pm Monday – Thursday
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