Tjay Ratnawardana

Who I help:

• Partners of professional service firms preparing for life beyond partnership
• Clients transitioning to retirement
• High-net-worth individuals seeking strategic wealth management and financial clarity
• Personal injury and Not For Profit clients seeking investment advice
• Older Australians in need of specialist Aged Care advice

About Me:

I am a Senior Financial Adviser at Perpetual Private’s Western Australia Office, bringing over a decade of experience in the financial advice industry. I specialise in delivering investment strategies and holistic financial solutions tailored to my client’s needs.

Throughout my career, I have worked with a diverse range of clients in banking and private practice. I truly find deep fulfillment in supporting First Nations Communities, personal injury clients and Not-For-Profit organizations, helping them navigate financial complexities with confidence.

Passionate about wealth management, I posses a strong understanding of financial markets and their impact on client portfolios. My expertise spans multiple areas; including investment advisory, portfolio construction, compensation settlements, tax structuring, superannuation, retirement planning and aged care advice.

I hold a Bachelor of Applied Finance and a Bachelor of Economics, complemented by a Master of Financial Planning. As a Financial Planner AFP® member of the FAAA and a certified FAAA Aged Care Specialist™, I provide trusted financial guidance that empowers my clients to secure their financial futures.