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Mel Chamberlain

CommonCents Financial Planning

Gold
18 Yrs Experience
Toowoomba City, QLD 4350

Will I have enough money?” is the most common question I’ve encountered during my 30 years in the finance industry. It’s a simple yet profound question, holding unique meaning for everyone. My approach centres on refining this question, transforming it into clear, actionable goals and aspirations. Together, we build strategies to bridge the gap between where you are and where you want to be—so you can live the life you’ve envisioned.

I’m passionate about developing long-term relationships with my clients, built on trust, education, and clear communication in plain English. Navigating the emotional ups and downs of investing can be challenging, and I pride myself on providing the support and guidance needed at every step.

I have a strong interest in aged care planning and take satisfaction in assisting clients and their families as they navigate the complexities of this significant life stage. From understanding care options and associated costs to evaluating financial considerations and crafting strategies to fund care, I strive to make the process as smooth and stress-free as possible.

Outside of work, I love spending time in the great outdoors. Whether it’s enjoying the beach or exploring the outback, you’ll find me swimming, running, or cycling. You may even find me out and about doing ultra-marathons, triathlons or simply relaxing by a campfire with a glass of wine under the stars.

Expertise

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Aged Care
  • Cashflow & Income
  • Socially Responsible
  • Tax Strategies
  • Growing Assets

My fees

I offer a free initial consultation for potential new clients. Get in touch

All costs are agreed upon before any work is completed, the annual costs are fixed for a term of one year or less.

Discovery Fee - on us.

Mudmap (Strategic Advice) - $1,650

Advice (Product Advice) - $2,200

Implementation (Making theory happen) - $2,750

Annual costs - $5,500 p.a

At a glance

  • Adviser status Gold
  • First year providing advice 2007
  • Years of experience 18
  • Highest qualification
    • Master of Financial Planning
  • Language spoken
    • English

CommonCents Financial Planning

Unit 9, 195 Hume St
Toowoomba City, QLD 4350

Opening hours

  • 8:00am – 4:00pm Monday – Friday

Meeting methods

  • In person
    In person
  • Phone
    Phone
  • Video call
    Video call

Licensed by

Commoncents Advice Group Pty Ltd

AFSL 524454