Morgan Hayward

Lume Wealth

Gold

9 Yrs Experience

Fortitude Valley, QLD 4006

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Morgan Hayward is Director and Principal Financial Adviser at Lume Wealth, working with clients in Brisbane and on the Gold Coast.

WHO MORGAN HELPS

Morgan often works with:

Busy professionals and business owners whose own finances have slipped down the priority list.
People approaching retirement who want to understand when they can stop work and what they can afford.
People going through divorce or rebuilding financially afterwards.
Those receiving an inheritance or selling a business who need to decide what to do with the money.

Having been through divorce herself, Morgan has a particular interest in helping people through separation. She can work alongside your solicitor before a settlement is reached, helping you understand what different options would mean for your finances.

WORKING WITH MORGAN

You don’t need to arrive with everything neatly organised. Clients regularly mention how clearly Morgan explains things and how comfortable they feel asking questions.

Her advice covers superannuation, retirement planning, investments, personal insurance, and self-managed super funds (SMSFs). She works through your options with you, explaining the costs and compromises so you understand what you’re agreeing to.

Once you agree on a plan, Morgan and the Lume team put it in place. That includes handling the paperwork and coordinating with your accountant and other advisers where needed.

EXPERIENCE AND RECOGNITION

Morgan has worked in financial services since 2013 and provided financial advice since 2017. Her qualifications and professional recognition include:

Master of Applied Finance (Financial Planning).
Financial Standard’s Power50: named each year from 2022 onwards.
Gold Coast chapter chair for the Financial Advice Association Australia (FAAA).
FAAA Distinguished Service Award 2026.

Outside work, Morgan enjoys salsa dancing, travelling and a glass of red.

Superannuation
Insurance Protection
Retirement & Pension
Self Managed SuperFunds
Margin Lending
Shares & Investments
Complex Investments
Socially Responsible
Small Business Advice
Tax Strategies

We offer a free 15-minute introductory chat to discuss what you need and whether we can help.

Most clients pay fixed fees, based on the advice and support they need. We explain the proposed work and agree the fees with you before proceeding.

We publish our pricing so you can see the costs before contacting us. You’ll find our fees, what’s included and details of any additional charges at https://lumewealth.au/pricing/

5.00 July 2025

As a mature aged woman, I reached out to Morgan and Lume Wealth for financial/retirement planning following a recommendation from an associate.

One of the things I value most about working with Morgan is her ability to combine her extensive financial knowledge with a clear, insightful communication style. Even over our Teams meetings, Morgan creates a comfortable space where I have always felt heard - Morgan takes the time to explains things in my (plain) language, always ensuring my questions are answered and understood by myself.

Morgan genuinely cared about helping me build a secure future - her ability to connect with me and understand my financial priorities as a woman is something for which I am deeply grateful.

5.00 May 2025

It has been an absolute pleasure working with Morgan over the past four years. Morgan stands out as a compassionate and genuinely client focused professional. She has a wealth of knowledge and it is clear that she and her team operate with integrity. She has always put the best interests of my family and me first with her planning and advice. Her dedication, personalised approach and commitment to excellent service have remained consistent throughout our time with her. Morgan builds lasting relationships rooted in trust, care, and results. I couldn’t recommend her and her team more highly.

5.00 November 2024

I have enjoyed working with Morgan as my financial adviser for the last 5 years, and I cannot recommend her enough! From day one, she has taken the time to explain everything in detail, ensuring I fully understand my options without using complex jargon or confusing terms. Her ability to communication ability makes even the most complex financial concepts accessible and clear. Morgan has always been incredibly patient and attentive to my needs, making the entire financial planning process not only informative but also enjoyable. She genuinely cares about her clients and goes above and beyond to provide personalised advice and support. She has truly been a lifesaver for my financial journey.

5.00 September 2024

We recently sold our business, and Morgan was a tremendous help throughout the entire process. At our age, taking such a big step can be daunting, but we’re very pleased with the outcome and now feel confident planning the next phase of our lives. Morgan took the time to listen to what we wanted and worked closely with our accountant.

After the sale, we invested the proceeds, which made us very nervous since we've never done anything like that before. But we couldn't be happier with how things have turned out. I highly recommend Morgan & Liz for anyone looking for solid advice and support.

5.00 September 2024

We’ve worked with Morgan Heywood for 4 years and followed her when she established her own business, Lume. Throughout our time with her, Morgan has demonstrated a deep understanding of financial matters, helping us restructure our superannuation with great results. She has a clear, approachable communication style, explaining complex concepts in a way that’s easy to understand without ever being condescending. Morgan is also always available to answer our questions, and her personable, caring nature makes us feel confident and supported.