Raphael Fernandez

Zeal Financial Services Pty Ltd

8 Yrs Experience
Croydon, VIC 3136

Raphael’s passion for entrepreneurship and serving people’s need for financial planning advice enabled him to become a self-employed financial planner. Since starting his own financial planning practice, Raphael has developed many meaningful relationships with clients who value his easy to understand style and professional financial advice. Creating and implementing strategies designed to grow your financial wealth, at Zeal Financial Services you will be provided detailed options available in the market. “It is our aim to uncover things that are important for you and craft a personalised plan that maximises your choices and reduces possible risk exposure.”

Zeal Financial Services is a financial planning practice that specialises in quality advice and guidance to equip you with the tools you need to make educated decisions for a secure financial future. Raphael Fernandez is the business owner and Financial Advisor for Zeal Financial Services.

Based in Melbourne, the practice aims to deliver trust, transparency, and accountability to every client. The road leading to your lifestyle and financial goals can be arduous. As your trusted adviser, Zeal Financial Services will help you navigate and establish suitable financial goals that are beyond retirement and tax planning.


  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Cashflow & Income
  • Growing Assets
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

Recent reviews

At a glance

  • Adviser status Bronze
  • Rating 5.00
  • Number of reviews 3
  • First year providing advice 2016
  • Years of experience 8
  • Highest qualification
    • Graduate Diploma of Financial Planning
  • Language spoken
    • English

Zeal Financial Services Pty Ltd

13 Beatty Ave
Croydon, VIC 3136

Meeting methods

  • In person
    In person
  • Phone
  • Video call
    Video call

Licensed by

Cobalt Advisers Pty Ltd

AFSL 512550