Jimmy Youssef

With a career spanning the financial services industry since 2010—and a dedicated focus on financial planning since 2016—I’m passionate about helping everyday Australians take control of their financial future through tailored, strategic advice designed to align with their personal goals, values, and lifestyle.

Over the years, I’ve built deep expertise across a wide range of financial disciplines, including:

• 🏡 Retirement Planning & Pre-Retirement Strategies – Guiding clients as they transition into retirement with confidence, clarity, and financial security.
• 📈 Wealth Accumulation & Investment Planning – Designing diversified, goal-driven portfolios to help grow wealth efficiently over time.
• 🛡️ Risk Protection & Insurance Planning – Ensuring families and business owners are properly protected through life, TPD, trauma, and income protection strategies.
• 📉 Tax Minimisation – Structuring assets and strategies to maximise after-tax returns while remaining fully compliant with current legislation.
• 🧾 Self-Managed Superannuation Funds (SMSFs) – Supporting trustees with tailored structuring, contribution strategies, investment oversight, and estate planning.
• 💸 Debt Management & Reduction – Helping clients take control of debt through smart repayment strategies and refinancing opportunities.
• 🧬 Intergenerational Wealth Transfer & Succession Planning – Supporting families in passing wealth to the next generation in a tax-effective and purpose-driven way.
• 🧭 Cash Flow & Budget Planning – Creating practical, sustainable spending frameworks to support both short-term goals and long-term financial independence.

My professional journey has included roles with major institutions such as BT, ANZ, and KPMG, as well as time in the boutique advisory space with Affluens360. This diverse background has enabled me to work with a wide range of clients—including medical professionals and other white-collar specialists—and to develop a nuanced understanding of their financial needs, opportunities, and complexities.

I hold a Master of Financial Planning (2022) and a Bachelor of Business & Commerce (Applied Finance) (2013), and I meet all FASEA professional standards. To stay ahead in an ever-evolving financial landscape, I actively engage in ongoing professional development and training to ensure the strategies I offer remain current, insightful, and effective.

Above all, I believe great financial advice is about clarity, partnership, and empowerment—and I’m committed to being the kind of adviser who simplifies complexity and helps clients make smart, confident decisions at every life stage.