I like to do things a little bit differently and want to spend some time to understand exactly what you are after rather than making assumptions.
I start our discussions holistically, asking about your complete financial picture. I have often found clients identify areas they are not fully confident about, and realised the importance of having guidance and coaching to improve their confidence.
So, let’s get busy starting a discussion about your future dreams that you want to achieve, and then we can start working towards tailoring a strategy based on what's important to you.
It’s natural to have multiple goals and conflicting ideas about which one is more important. Which one can you achieve?
Using educational tools to demonstrate the benefit of advice, I’ll help you see how we can work out ways together to overcome any roadblocks you feel are in your way and look at achieving all your goals!
As I work in my own practice, I don’t have any sales targets - the only target I have is you being happy. So, we can spend as much time as you need to set up your plan for success.
I work on a "fee for advice" basis. This means the cost depends on the nature of advice your need.
One-off Advice starts at $2750 (for one common advice area), increasing by $550 per advice area. If more complex advice is required, a tailored cost will be determined based on the time and complexity involved.
An example of a standard advice area is:
- Investing a lump sum into a managed fund; or
- Reviewing a regular super fund.
An example of a complex advice area is:
- Borrow to Invest (i.e.; gearing); or
- Aged Care
Ongoing service is for clients with portfolios that are actively managed and optimised. The ongoing service costs are tailored to individual needs including the optimisation frequency for portfolio investment strategy, starting at $1100 + 0.6% of the balance under advice.
Outside of this, one-off advice can be requested by a client at any time when needed.
Josh gave me fantastic advice and service; I am really impressed and appreciative of Josh's incredible service. Josh was able to explain things to me in a clear way that I understood. Josh's knowledge and experience made me feel very confident that the advice given was right for my needs and that I was making the right decisions. Josh's communication and response times were fantastic. I would highly recommend Josh's services.
We are extremely happy with the service that was and is provided to us. Josh explained the process very clearly to us and we feel confident that with his advice we will reach our financial goals.
Josh has provided all the support I need around investments, superannuation, and wills.
Josh has given us ad advice on investments and superannuation. He has also advised on income protection and trauma insurance. Josh is always quick with follow up and never to busy to answer questions. He is honest and a very likeable person and helped lots when we needed it.
Josh has been my advisor since his ANZ days, and so I was very happy to follow him to his next role. I have always been happy with Josh' suggestions and assistance in getting my super and pension phases into place as I will soon be retiring and his help in this regard has been enormous. Joanne Fitton
- Adviser status Gold
- Number of reviews 8
- First year providing advice 2006
- Years of experience 16
- Master of Financial Planning
Planning ExcellenceSuite 30, 574 Plummer St
Port Melbourne, VIC 3207
- 9:00am – 5:00pm Monday – Friday
- In person
- Video call
Nextplan Financial Pty Ltd