Patricia Howard

I've spent over four decades watching how anxiety about money robs people of enjoying their wealth. Too many reach retirement with decent super balances but spend their golden years checking account balances instead of booking holidays.

Through client advice, my book The No-Regrets Guide to Retirement and commentary on Sky News, I want to help more Australians live a life without money worries stealing their joy.

MY BACKGROUND

I started my career started as a in finance journalist, reporting for The Australian, Financial Review, and The Age on markets, interest rates, and the economy.

Back then, financial planning was just emerging in Australia, and I was one of the few journalists translating complex economic news into advice people could actually use and understand.

When journalism's demands didn't fit family life, I built an accounting practice on the Mornington Peninsula that evolved into financial planning.

ABOUT HOWARD OSMOND WEALTH

At Howard Osmond Wealth (formerly Patricia Howard Financial Planning), we often joke that we're probably the most boring advisers in Australia. And honestly, we wear that as a badge of honour. Because when it comes to money, "boring" means tried, tested, and focused on what works. It means no gambling on headlines, no chasing fads, and no sleepless nights wondering what's next.

We bring four decades of hard-won wisdom to every decision. We've guided clients through every market cycle, rule change, and economic headline for more than three decades and we know what it takes to stay the course.

Our philosophy is clear: keep it clear, keep it steady, and keep it focused on you so your wealth works quietly to support you, leaving you free to live fully.