Bill Alateras

Bill Alateras

Director – Senior Financial Planner for over 30 years

Bachelor of Education (Business Studies - Melbourne)

Major in Accounting, Finance & Taxation

• Centre in Finance P/L (CIF) was established in 1994 with directors practicing since 1984.
• With over 30 years of experience in servicing clients and their families provides peace of mind.
• We are a financial planning practice with our own AFSL license.
• We pride ourselves that our clients come first and not the fund managers.
• We charge a fixed monthly ongoing advisor service fee (reviewed/agreed annually) to provide the

CIF Managed Discretionary Account service (MDA) which has preserved capital during volatile

market conditions and achieved above average returns in the past 3 to 5 years.

• Strategies to reduce tax and the new Death Duties of 17% on Super/Pensions paid to your estate.
• The total annual fees including our advisor service fee is usually 20% - 30% lower than total fees

charged by other financial planning firms.

CIF FEES ON SERVICES PROVIDED: COST:

• Initial Consultation Nil
• Financial Plan (SOA) Nil (Conditions apply)
• Investment Fee Nil
• Total Annual Fees 0.90% pa to 1.20% pa

(Includes platform fee, manager fees & ongoing advisor service fees)

(Minimum adviser service fee of $ 220 (including GST) per month)

• We can assist any of your family members or friends with our managed discretionary service

(MDA) to minimize volatility and maximize returns within their individual risk profile.

• We provide ongoing advice on super, allocated pensions and savings/income plans.

The Managed Portfolio Service has provided postive returns of + 5% to +7% pa to June 30th, 2022 as

compared to negative returns of - 3% to - 4% for the average industry super fund.