James Malhi

At Malhi Private Wealth, James is a Managing Director and Principal Adviser. James genuinely enjoys the relationships he creates with clients; he believes a financial advice relationship is meant to be for the long haul and personal. When formulating strategies for clients, we take full advantage of all resources available to a financial adviser; you get the personal touch of a smaller firm but all the resources of a larger firm.

James' approach to working with clients is threefold: help preserve their wealth, maintain and enhance their lifestyle, and help them create the legacy they envision. Prior to engaging with a prospective client, he would conduct a deep analysis of the individual’s current lifestyle, goals and aspirations. This is complemented with an understanding of the prospect’s concerns and fears—i.e. “what keeps them up at night.”

His success has been built on deep relationships with his clients, careful investigation of each client’s goals and his extensive professional network, which enable him to access the latest ideas and recommend personal financial plans. James prides himself on his ability to form close and long-lasting partnerships with clients, to whom he offers the complete spectrum of financial strategies tailored to build and preserve wealth.

James can assist with:

• Retirement planning and age pension advice
• Superannuation advice including SMSFs
• Contribution advice - concessional, non-concessional, downsizer contribution and much more
• Investment management and risk management advice
• Debt management advice
• Estate plannings considerations - minimizing tax for your estate
• Asset protection considerations
• Personal insurance advice - Life/TPD, Trauma and Incomes protection

Qualifications:

• Bachelor of Commerce (Bcom), Major Accounting and Finance
• Advanced Diploma in Financial Planning and Services
• ASIC Accredited in Margin Lending & Geared Investments
• ASIC Accreditation for Self-Managed Super Funds
• Completed the Financial Adviser Standards and Ethics Authority Exam
• FASEA approved Ethics and Professionalism in Financial Advice