Mel Tull

Viridian Financial Group Limited

Platinum

20 Yrs Experience

Warners Bay, NSW 2282

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I am a Certified Financial Planner (CFP) with over 20 years’ experience helping individuals and families make confident financial decisions and achieve their goals.

I specialise in helping you prioritise what matters most, understand the impact of different financial choices, and navigate your options with clarity. From building and growing your wealth through to transitioning into and funding your ideal retirement, I provide guidance at every stage of life.

I work with clients across all ages and wealth levels, focusing on creating a clear, personalised plan that you understand. This means you will know where your money is, how it is working for you, and what adjustments can be made if your circumstances or goals change over time.

Government Assistance
Superannuation
Insurance Protection
Retirement & Pension
Shares & Investments
Redundancy
Cashflow & Income
Socially Responsible
Tax Strategies
Growing Assets

I use our initial meeting to discuss objectives, goals and what advice may be appropriate for you would like covered - I can then provide a fixed dollar cost for what the initial advice would cost. The cost for the advice is confirmed and agreed to before proceeding so there are no surprises - in general initial advice fees can range between $5,000 and $10,000, some may be payable from your superannuation fund where appropriate.

Ongoing advice options are also available if you would like to ensure annual review and ongoing tracking of your strategies, movement towards goals and required changes.

5.00 May 2026

I found Mel a very friendly and knowledgeable lady. She is a kind hearted soul who genuinely cared about my needs and patiently listened and answered all my questions. If there was something to be researched she would find out the information and contact me as soon as possible to assist me in making the best decision. There were always options put forward for me to think about rather than one idea that was her plan that she saw as correct. We would discuss the pros and cons, before a decision was made. Mel gave me respect as a client! Between her advice as a St George financial planner and her role at Viridian Advisory a small amount of money appreciated to an amount that assists me today because I was well advised and supported by Mel. She also became my representative for Centrelink. A position of trust she was very good at. During this time Mel contacted me a few times and questioned if I had fully updated Centrelink on various issues. This pleased me because it showed me she was up to date with what that job required.

The reason for leaving Mel as a client is my life’s needs have changed. It has nothing to do with the quality of service! My best comment about Mel is she would be highly recommended by me to anyone else! Another group of financial people will take me on and look after me now.

Thanks again Mel. Look after yourself and I hope your foot has healed.

Regards,

Darren

5.00 November 2025

Mel has been our Financial Adviser for many years and has always been available with advice whenever we needed. Mel is always on top of any changes in the financial sector and always willing to listen to any concerns we may have.

5.00 September 2025

Mel is very patient when explaining my superannuation. She goes the extra mile for me to ensure I'm happy with everything. Mel also periodically checks in with me.

5.00 September 2025

Mel always there to help and assist with questions. Listens and gives sound advice. We feel very comfortable discussing our financial status and trust Mel. She is very approachable and friendly yet a professional adviser who we can rely on.

5.00 September 2025

Mel is very easy to understand and is happy to explain things. Responds in a timely manner, and never leaves you hanging. Mel takes the time to make you feel important. Mel has helped me in a very difficult time, and made my situation better. I can’t thank her enough for her advice and assistance.