Karthik Sivashanmugham

"I get excited about the possibility of making peoples life better through my advice. I am a firm believer that in life, given the opportunity we should do our best to make our life and lives of people around us better.”

But not so long ago being a financial planner was the last thing in my mind due to the stigma of sales culture associated with the industry.

However i always thought to myself that there must be a better way of doing this.

So I took the plunge to become a financial planner, as interacting with people and getting to know them and their stories was more exciting prospect to me than siting behind a computer and spend the day.

Well, now when look back i feel so grateful that i took the decision.

Being a trusted adviser is one of the most rewarding experience for me - When i see my clients being grateful that their worries are now looked after, when they know they can be confident about their financial situation, when my clients know their dreams and goals are on track to be achieved, the sense of job satisfaction is hard to explain.

I have listed some of my expertise below:

Cash-flow advice

#Debt management

#Mortgage review

#Budget advice

#Choosing right super fund & investment choice

#Wealth accumulation advice

#Personal insurance advice - Life,TPD, Income Protection and Trauma policy

#Investment advice #Tax Advice (Super) #Retirement planning

#Centrelink advice and strategy

If we look at financial advice as creating awareness among people rather than just product advice then the whole experience of being a financial planner is such a joyful experience.