Karthik Sivashanmugham

Nova Wealth Advisers

Platinum

12 Yrs Experience

Box Hill, VIC 3128

About Karthik
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I’m Karthik, a Certified Financial Planner® and founder of Nova Wealth Advisers. I help established migrant families make confident decisions about investing, super, tax strategies, protecting their family and preparing for retirement.

When I arrived in Australia in 2005, I had around $500 and had to learn how the financial system worked for myself. That experience shaped the way I advise today. I know how much effort goes into building a life here, and how difficult it can be to tell whether all the financial pieces are working together.

My approach starts with listening to what matters to you. Then we build a clear, practical plan around your goals and explain the decisions in plain English. Whether you’re growing wealth or getting closer to retirement, I want you to understand your options and feel supported as life changes.

Superannuation
Insurance Protection
Managing Debt
Retirement & Pension
Self Managed SuperFunds
Shares & Investments
Cashflow & Income
Tax Strategies
Growing Assets
Wills & Estates

Our initial meeting is free of charge to you.

5.00 October 2026

Amazing service and genuinely exceptional guidance!

Karthik has been a blessing for us. He is extremely knowledgeable, supportive, and takes the time to understand our goals before providing advice that is genuinely tailored to what we are trying to achieve.

Being relatively new to the Australian financial market, we have found his guidance incredibly valuable in helping us make some important financial and life decisions with greater confidence. He has consistently gone above and beyond to ensure we understand our options and make the right decisions for our circumstances.

What we also really appreciate is his proactive team, who have been fantastic in supporting the implementation and making the entire process smooth and seamless.

We are extremely grateful for Karthik’s guidance and support and would highly recommend him to anyone looking for a knowledgeable, trustworthy and genuinely good financial advisor.

5.00 October 2026

Karthik has been very helpful with my superannuation, salary sacrifice, tax planning and investment options. He explains everything clearly and provides professional, practical advice. Highly recommended

5.00 August 2026

Always nice to talk to Karthik who shows a genuine interest in all ideas we come up with, our purchases, our interests and always ready with good advice.

5.00 June 2026

We were recommended to Karthik by a trusted friend, and for assisting us with understanding our situation and managing our wealth we could not have asked for a better support. Our primary goal is setting ourselves up for a comfortable future as well as setting up our daughter for a successful future. The advice we have received already in just the few short months we have known Karthik has had positive impacts on our life outcomes already. I could not further recommend the support his team have provided to us more. If asked I'd let anyone know about support provided to us and the positive approach Karthik has with telling us difficult information in a kind and compassionate way that does not minimize the importance of the message he has to deliver. Thank you

4.75 June 2026

Karthik was great to work with, to be able to understand the dynamic that is our current loan / bill structure. He was able to immediately recommend some changes we could make to improve our spending and was concise about how we get to our target of preparing for our retirement and for our daughter's future