Bruce Kluk

Principal Edge Financial Services

Platinum
12 Yrs Experience
Double Bay, NSW 2028
Bruce focuses on empowering corporate executives, business professionals and SME owners to create the financial comfort they seek by making sound financial decisions for themselves and their families. Together with his team, he helps them to address their biggest concerns: • Building, preserving and managing their wealth • Protecting their family and lifestyle • Ensuring they have sufficient lifestyle cash flow • Maintaining dignity of life • Mitigating taxes Bruce founded Principal Edge Financial Services in 1988 and the company has been operating under its own licence since 1997. Principal Edge is a fee for service practice, and each client has an ongoing level of servicing appropriate to their needs. Bruce believes that financial planning is essentially about understanding client needs, and delivering on these through exceptional service and attention to detail.

Expertise

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Aged Care
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

My fees

I offer a free initial consultation for potential new clients. Get in touch

Recent reviews

At a glance

  • Adviser status Platinum
  • Rating 4.90
  • Number of reviews 15
  • First year providing advice 2010
  • Years of experience 12
  • Highest qualifications
    • Chartered Accountant (CA)
    • Certified Financial Planner (CFP)
  • Language spoken
    • English

Principal Edge Financial Services

Pallas House, Level 3.4, 30-36 Bay St
Double Bay, NSW 2028

Opening hours

  • 8:00am – 6:00pm Monday – Friday

Licensed by

Principal Edge Financial Services

AFSL 225029

4.90
15 Reviews
5
4
3
2
1
5.00
Clear communication
4.90
Knowledge & expertise
4.85
Customer care
4.85
Likely to recommend
Showing reviews 1—10 of 15

Sort by

5.00

"I am very happy with the professional services provided by Bruce Kluk and his team"

  • Superannuation
  • Insurance Protection
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Brilliant advice. Has saved me enormous amounts of money in dealing with my family trust structure and introduced me to excellent investments and enhanced my overall portfolio."

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Margin Lending
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Bruce is highly professional and experienced adviser."

  • Insurance Protection
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Bruce has been our financial advisor for many years, both before and after our retirement, and we have nothing but praise for the high quality of the advice and assistance he has given us over that time. We have no hesitation whatever in recommending his services."

  • Self Managed SuperFunds
  • Growing Assets
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"I have been with Bruce for over 20 years and have always found his advice sound and extremely helpful."

  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.75

"Bruce and his team have been advising us re our financials and estate for over 25 years. They have always been professional, knowledgeable and current in terms of their business dealings. I have no hesitation in recommending them."

  • Superannuation
  • Retirement & Pension
  • Margin Lending
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.50

"Bruce has been advising us for over two decades and has been behind us all the way. Our needs and finances have changed and he has actively advised us in making constructive changes through the years."

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
4.50

"Very good electronic communication"

  • Superannuation
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Socially Responsible
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"Bruce is very professional and acts promptly on all requests. I have been very happy with the advice he had provided me with regards to building superannuation and retirement. I would recommend him."

  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Tax Strategies
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
5.00

"kind gentle patient lovely man"

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Growing Assets
  • Wills & Estates
  • Budgeting
  • Clear communication
  • Knowledge & expertise
  • Customer care
  • Likely to recommend
Showing reviews 1—10 of 15

My clients have reviewed me based on the following areas of advice

  • Superannuation
  • Insurance Protection
  • Managing Debt
  • Retirement & Pension
  • Self Managed SuperFunds
  • Margin Lending
  • Socially Responsible
  • Small Business Advice
  • Borrowing
  • Tax Strategies
  • Growing Assets
  • Wills & Estates
  • Budgeting

Qualifications & Training

Certificate in Accounting

Level
0 - Training / Exam / Other
Institution
University of Witwatersrand, Johannesburg
Completed
1999

Chartered Accountant (CA)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
South African Institute of Chartered Accountants (SAICA)
Completed
1999

Bachelor of Commerce

Level
7 - Bachelor Degree
Institution
University of KwaZulu-Natal (UKZN) (prev University of Natal)
Completed
1985

Certified Financial Planner (CFP)

Level
8 - Bachelor Honours Degree, Graduate Certificate, Graduate Diploma
Institution
Deakin University
Completed
1999

Professional Memberships

Financial Planning Association of Australia (FPA)

Membership type
Certified Financial Planner
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