My wife and I are people who have a vision of our financial future but are daunted by the complexities of achieving it. We asked Garth if we'd come to the right place to achieve that vision, and he asked us, 'what is it that you want to know?' I loved the question because it put our minds in the drivers seat of letting River City Financial Planning know to achieve our goals. We're honest in admitting we don't have all the answers and we are seeking advice on executing those answers. Garth stated he'd aim to explain to my wife and I a scenario of our financial future based on our current path and to bear with him on why he was doing this. Upon hearing these words, I initially thought it sounded too simple and I might have already figured that out myself. He proceeded to demonstrate that complexity can be explained with elegance and as I suspected, there is a lot we don't know. His white board approach, accompanied with clear communication clarified that the financial environment does, and will keep changing and it's okay for us to not know all the answers at once. With that in mind, Garth demonstrated more than anything that on our current path we will succeed because our vision and goals revolve around time and patience in this ever changing environment. My wife and I walked away from this initial meeting more confident than ever that we are on the right path and we'll be periodically touching base with Garth and the team to assist us in navigating the ever changing environment to achieve our goals.