Fergus Hardingham

Fm Financial Solutions

24 Yrs Experience
Pyrmont, NSW 2009

FM Financial Solutions provides independent advice, free from any third-party influence or conflict or bias, which in our view is the only way to deliver quality advice and help clients achieve better financial and lifestyle outcomes.

We are committed to the provision of quality advice, with integrity and honesty. We aim to increase the certainty of achieving your objectives via the use of a ‘goals based’ investment approach combined with strong risk management.

We are one of only nine Financial Planning firms in NSW that meet the PIFA GOLD STANDARD of INDEPENDENT ADVICE.


  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Shares & Investments
  • Aged Care
  • Cashflow & Income
  • Expat Finance
  • Wills & Estates
  • Budgeting
My fees
Get in touch

FM Financial Solutions believes in full disclosure and only charging fees if we are able to assist clients and add value in excess of our fees. A no obligation Advice Proposal (scope of advice and fee quote) is provided after our Initial Discovery Meeting. This document clearly outlines what advice and services we will provide as well as the associated fees (both Initial Fees and any Ongoing Fees). We are one of only a small proportion of advisers in AUSTRALIA who meets the PIFA Gold Standard.

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 5.00
  • Number of reviews 9
  • First year providing advice 2000
  • Years of experience 24
  • Highest qualification
    • Certified Financial Planner (CFP)
  • Language spoken
    • English

Fm Financial Solutions

Suite 2.12, 55 Miller Street
Pyrmont, NSW 2009

Opening hours

  • 9:00am – 5:00pm Monday – Friday

Licensed by

Fm Financial Solutions

AFSL 327277