Carl Freshwater

Sterling Grange Financial Planning

9 Yrs Experience
Bairnsdale, VIC 3875

I commenced working in the Financial Planning industry in 2008, after spending a number of years working within investment banking and retail banking services. I have a great passion for the Financial Planning industry and I have dedicated myself to becoming a highly qualified professional adviser for the benefit of my clients. High-performance professionalism with the utmost level of personal and commercial integrity is important to me.

As one of the founding Directors of Sterling Grange Financial Planning, I work with you to understand and discover your unique financial and lifestyle objectives to then develop transparent and well-articulated strategies that match your preferences and meet your objectives.

My professional journey has seen me placed on our AFSL advisory council committee with responsibilities which match my passion and commitment to the growth and integrity of the Financial Planning profession.

I hold a Bachelor of Business (Business Information Systems) from RMIT, an Advanced Diploma in Financial Services (Financial Planning) and is a CERTIFIED FINANCIAL PLANNER® with the Financial Advice Association Australia.

I have also completed specialist courses in Self-Managed Superannuation Funds with Kaplan Professional and I am an Accredited Age Care Professionalâ„¢ with Age Care Steps.


  • Government Assistance
  • Superannuation
  • Insurance Protection
  • Retirement & Pension
  • Self Managed SuperFunds
  • Shares & Investments
  • Aged Care
  • Tax Strategies
  • Growing Assets
  • Wills & Estates

My fees

I offer a free initial consultation for potential new clients.

Fee arrangements are discussed based on the levels of service you require.

Recent reviews

At a glance

  • Adviser status Gold
  • Rating 4.89
  • Number of reviews 11
  • First year providing advice 2015
  • Years of experience 9
  • Highest qualification
    • Certified Financial Planner (CFP)
  • Language spoken
    • English

Sterling Grange Financial Planning

146 Macleod St
Bairnsdale, VIC 3875

Opening hours

  • 9:00am – 5:00pm Monday – Friday

Meeting methods

  • In person
    In person
  • Phone
  • Video call
    Video call

Licensed by

Spark Advisors Australia

AFSL 380552

Axies Pty. Ltd.

AFSL 339384